Your morning update on futures prop firm rule changes, refreshed overnight.
We track the published rules and policies of 32 futures prop firms and keep every version, so when a firm edits a rule we have the before and after in writing. Most of what changes is really nothing: a fixed typo, a clarified sentence, a word added here and there. But real changes stand out fast, and you can literally watch rules and policies tighten line by line. Payout terms creep, consistency thresholds drop, and prices quietly climb. It works the other way too: sometimes payouts improve and rules loosen, and when that happens it’s usually one of our Premier firms.
Most of the tightening shows up on the Unlisted side, firms we track but haven’t listed on PickAPropFirm.com. When a firm with a rough reputation starts gaining traction on rock-bottom prices, promoted by affiliates who would scam their own grandma for a commission, the discount usually costs you somewhere else, and that somewhere shows up here. If a plan looks too good to be true, it almost always is.
Starred changes are the ones we think deserve your attention; the full feed below is everything we caught, right down to the typo fixes.
Treat this page like your morning paper. It updates overnight, so grab your coffee and see what changed. – Jmu (@jmutrades)
We split that step out and call it the Buffer Zone. It is where you build the balance that carries into your Sim Funded account, and it is deliberately gentler than the evaluation you just passed: a smaller target and no daily loss limit.
Account size | Profit target | Drawdown | Consistency | Largest single day
And if you fail it, you reset the Buffer Zone on its own. Your evaluation still stands — you never go back to the beginning. Resets are $250 each for the first three, then $300 for resets four to six, $350 for seven to nine, and so on. If your Buffer Zone had already passed into Sim Funded, a reset is $500. These are the Propel Buffer Zone reset prices.
Phase 3 — Sim Funded
Your account is still simulated, but the profits are real and you can withdraw them. There is no profit target here — the job is to keep trading well.
Payouts can be requested daily, Monday to Friday, on any balance above your starting balance. Requests made before 11am ET are processed the same trading day. While Sim Funded, stop trading for the day once you are $5,000 up and for the week once you are $10,000 up — passing $10,000 in total profit triggers a review for Live Brokerage, where the caps come off entirely.
Nothing is charged during this phase. Your subscription ended at the evaluation.
How the consistency rule works
The consistency rule keeps your biggest day in proportion to the rest of your trading. We compare your largest single profitable day against the sum of your profitable days. Losing days are left out of the calculation entirely — many firms divide by your net profit instead, which shrinks the number you are measured against and makes the rule harder to satisfy.
Here is a week counted both ways. Say you made $1,000 on Monday, $900 on Tuesday, lost $600 on Wednesday, then made $900 on Thursday and $600 on Friday:
- At BluSky we add up your profitable days: $1,000 + $900 + $900 + $600 = $3,400. Your biggest day of $1,000 is 29.4% of that — inside the 34% rule. ✅
- Counting net profit instead subtracts the losing day: $3,400 − $600 = $2,800. The same $1,000 day is now 35.7% — outside the same rule. ❌
The 300K works to a 21% rule instead, so the same week would need your profit spread across more days to comply.
Being out of consistency does not fail your account. It is checked when you request a payout or try to pass a phase, and you fix it by trading on — every additional profitable day grows the total you are measured against and brings your percentage down.
Resetting a Propel evaluation
Most traders do not pass first time. A reset clears the days traded, the balance and the rules by creating a fresh evaluation account, so you can try again without buying a new plan.
Account size | Propel evaluation reset
After
We split that step out and call it the Buffer Zone. It is where you build the balance that carries into your Sim Funded account, and it is deliberately gentler than the evaluation you just passed: a smaller target and no daily loss limit.
Account size | Profit target | Drawdown | Consistency | Largest single day
And if you fail it, you reset the Buffer Zone on its own. Your evaluation still stands — you never go back to the beginning. Resets are $250 each for the first three, then $300 for resets four to six, $350 for seven to nine, and so on. If your Buffer Zone had already passed into Sim Funded, a reset is $500. These are the Propel Buffer Zone reset prices.
Phase 3 — Sim Funded
Your account is still simulated, but the profits are real and you can withdraw them. There is no profit target here — the job is to keep trading well.
Payouts can be requested daily, Monday to Friday, on any balance above your starting balance. Requests made before 11am ET are processed the same trading day. While Sim Funded, stop trading for the day once you are $5,000 up and for the week once you are $10,000 up — passing $10,000 in total profit triggers a review for Live Brokerage, where the caps come off entirely.
Nothing is charged during this phase. Your subscription ended at the evaluation.
How the consistency rule works
The consistency rule keeps your biggest day in proportion to the rest of your trading. We compare your largest single profitable day against the sum of your profitable days. Losing days are left out of the calculation entirely — many firms divide by your net profit instead, which shrinks the number you are measured against and makes the rule harder to satisfy.
Here is a week counted both ways. Say you made $1,000 on Monday, $900 on Tuesday, lost $600 on Wednesday, then made $900 on Thursday and $600 on Friday:
- At BluSky we add up your profitable days: $1,000 + $900 + $900 + $600 = $3,400. Your biggest day of $1,000 is 29.4% of that — inside the 34% rule. ✅
- Counting net profit instead subtracts the losing day: $3,400 − $600 = $2,800. The same $1,000 day is now 35.7% — outside the same rule. ❌
The 300K works to a 21% rule instead, so the same week would need your profit spread across more days to comply.
Being out of consistency does not fail your account. It is checked when you request a payout or try to pass a phase, and you fix it by trading on — every additional profitable day grows the total you are measured against and brings your percentage down.
Resetting a Propel evaluation
Most traders do not pass first time. A reset clears the days traded, the balance and the rules by creating a fresh evaluation account, so you can try again without buying a new plan.
Account size | Propel evaluation reset
We split that step out and call it the Buffer Zone. It is where you build the balance that carries into your Sim Funded account, and it is deliberately gentler than the evaluation you just passed: a smaller target and no daily loss limit.
Account size | Profit target | Drawdown | Consistency | Largest single day
And if you fail it, you reset the Buffer Zone on its own. Your evaluation still stands — you never go back to the beginning. Resets are $250 each for the first three, then $300 for resets four to six, $350 for seven to nine, and so on. If your Buffer Zone had already passed into Sim Funded, a reset is $500. These are the Propel Buffer Zone reset prices.
Phase 3 — Sim Funded
Your account is still simulated, but the profits are real and you can withdraw them. There is no profit target here — the job is to keep trading well.
Payouts can be requested daily, Monday to Friday, on any balance above your starting balance. Requests made before 11am ET are processed the same trading day. While Sim Funded, stop trading for the day once you are $5,000 up and for the week once you are $10,000 up — passing $10,000 in total profit triggers a review for Live Brokerage, where the caps come off entirely.
Nothing is charged during this phase. Your subscription ended at the evaluation.
How the consistency rule works
The consistency rule keeps your biggest day in proportion to the rest of your trading. We compare your largest single profitable day against the sum of your profitable days. Losing days are left out of the calculation entirely — many firms divide by your net profit instead, which shrinks the number you are measured against and makes the rule harder to satisfy.
Here is a week counted both ways. Say you made $1,000 on Monday, $900 on Tuesday, lost $600 on Wednesday, then made $900 on Thursday and $600 on Friday:
- At BluSky we add up your profitable days: $1,000 + $900 + $900 + $600 = $3,400. Your biggest day of $1,000 is 29.4% of that — inside the 34% rule. ✅
- Counting net profit instead subtracts the losing day: $3,400 − $600 = $2,800. The same $1,000 day is now 35.7% — outside the same rule. ❌
The 300K works to a 21% rule instead, so the same week would need your profit spread across more days to comply.
Being out of consistency does not fail your account. It is checked when you request a payout or try to pass a phase, and you fix it by trading on — every additional profitable day grows the total you are measured against and brings your percentage down.
Resetting a Propel evaluation
Most traders do not pass first time. A reset clears the days traded, the balance and the rules by creating a fresh evaluation account, so you can try again without buying a new plan.
Account size | Propel evaluation reset
PremierBulenox · Minimum Balance and Request | Momentum AccountupdatedFuturesAdded new Safety Threshold Reserve section with account-size-dependent minimum balance requirements after payouts.Oct 19
+ A Safety Net Reserve (STR) is the minimum balance that must remain in your Momentum Master Account after the requested payout amount has been deducted. The required reserve depends on your account size:
+ A Safety Net Reserve (STR) is the minimum balance that must remain in your Momentum Master Account after the requested payout amount has been deducted. The required reserve depends on your account size:
Both options share the same risk logic. Option 1 uses the trailing drawdown. Option 2 uses the end-of-day drawdown together with a daily loss limit and has no scaling plan.
On both options the drawdown follows the balance upward and then stops for good once it reaches the starting balance plus $100. From that point it is a fixed floor and no longer moves.
On Option 2 the daily loss limit stays active for the whole life of the account and is never lifted. The $25,000 Option 2 account is the exception: it has no daily loss limit.
Both options share the same risk logic. Option 1 uses the trailing drawdown. Option 2 uses the end-of-day drawdown together with a daily loss limit and has no scaling plan.
On both options the drawdown follows the balance upward and then stops for good once it reaches the starting balance plus $100. From that point it is a fixed floor and no longer moves.
On Option 2 the daily loss limit stays active for the whole life of the account and is never lifted. The $25,000 Option 2 account is the exception: it has no daily loss limit.
Both options share the same risk logic. Option 1 uses the trailing drawdown. Option 2 uses the end-of-day drawdown together with a daily loss limit and has no scaling plan.
On both options the drawdown follows the balance upward and then stops for good once it reaches the starting balance plus $100. From that point it is a fixed floor and no longer moves.
On Option 2 the daily loss limit stays active for the whole life of the account and is never lifted. The $25,000 Option 2 account is the exception: it has no daily loss limit.
PremierBulenox · Account Parameters | Momentum AccountupdatedFutures6 values changed, including $2,250 to $2,000.Oct 19
The LucidFlex evaluation is a simulated account with a profit target that must be hit before traders are eligible to upgrade to a LucidFlex funded account. See account sizes and details below.
Account Size | Profit Target | Max Loss Limit | Consistency % | Max Size
Section: LucidFlex Evaluation Account Overview
− $25,000 | $1,250 | $1,000 | 50% | 2 mini or 20 micros
− $50,000 | $3,000 | $2,000 | 50% | 4 mini or 40 micros
− $100,000 | $6,000 | $3,000 | 50% | 6 mini or 60 micros
− $150,000 | $9,000 | $4,500 | 50% | 10 mini or 100 micros
LucidFlex Evaluation Account Benefits
- One-time fee, no monthly rebilling, take as long as you need to pass
- Real-time activation, upgrade to funded account within 5-30 minutes of hitting profit target
- No activation fees to upgrade to funded account
Section: LucidFlex Evaluation Account Benefits
− - Optional DLL available at checkout
− - The LucidFlex evaluation 50% consistency has cushion built in, so you can pass in two days
After
LucidFlex Evaluation Account Overview
The LucidFlex evaluation is a simulated account with a profit target that must be hit before traders are eligible to upgrade to a LucidFlex funded account. See account sizes and details below.
Account Size | Profit Target | Max Loss Limit | Consistency % | Max Size
Section: LucidFlex Evaluation Account Overview
+ $25,000 | $1,250 | $1,000 | 40% (50% with add-on) | 2 mini or 20 micros
+ $50,000 | $3,000 | $2,000 | 40% (50% with add-on) | 4 mini or 40 micros
+ $100,000 | $6,000 | $3,000 | 40% (50% with add-on) | 6 mini or 60 micros
+ $150,000 | $9,000 | $4,500 | 40% (50% with add-on) | 10 mini or 100 micros
LucidFlex Evaluation Account Benefits
- One-time fee, no monthly rebilling, take as long as you need to pass
- Real-time activation, upgrade to funded account within 5-30 minutes of hitting profit target
- No activation fees to upgrade to funded account
Section: LucidFlex Evaluation Account Benefits
+ - Customize at checkout: Daily Loss Limit On or Off, and 40% or 50% consistency (see LucidFlex Customization)
+ - Pass in as few as 3 days with 40% consistency, or 2 days with the 50% consistency add-on
LucidFlex Evaluation Account Overview
The LucidFlex evaluation is a simulated account with a profit target that must be hit before traders are eligible to upgrade to a LucidFlex funded account. See account sizes and details below.
Account Size | Profit Target | Max Loss Limit | Consistency % | Max Size
Section: LucidFlex Evaluation Account Overview
− $25,000 | $1,250 | $1,000 | 50% | 2 mini or 20 micros
− $50,000 | $3,000 | $2,000 | 50% | 4 mini or 40 micros
− $100,000 | $6,000 | $3,000 | 50% | 6 mini or 60 micros
− $150,000 | $9,000 | $4,500 | 50% | 10 mini or 100 micros
+ $25,000 | $1,250 | $1,000 | 40% (50% with add-on) | 2 mini or 20 micros
+ $50,000 | $3,000 | $2,000 | 40% (50% with add-on) | 4 mini or 40 micros
+ $100,000 | $6,000 | $3,000 | 40% (50% with add-on) | 6 mini or 60 micros
+ $150,000 | $9,000 | $4,500 | 40% (50% with add-on) | 10 mini or 100 micros
LucidFlex Evaluation Account Benefits
- One-time fee, no monthly rebilling, take as long as you need to pass
- Real-time activation, upgrade to funded account within 5-30 minutes of hitting profit target
- No activation fees to upgrade to funded account
Section: LucidFlex Evaluation Account Benefits
− - Optional DLL available at checkout
− - The LucidFlex evaluation 50% consistency has cushion built in, so you can pass in two days
+ - Customize at checkout: Daily Loss Limit On or Off, and 40% or 50% consistency (see LucidFlex Customization)
+ - Pass in as few as 3 days with 40% consistency, or 2 days with the 50% consistency add-on
Type
Show
Impact
TUnlistedTop One Futures · Maximum Payout Until Live Explained | Top One Futures Help CenterupdatedFuturesPurchase date now affects withdrawal limits; Instant Sim Funded renamed with date qualifier; new product tier Instant Sim Funded 2.0 introduced with different withdrawal amounts.Jul 27
Before
The maximum amount you can withdraw in a single payout is based on your account size and account type. Find your account type below.
After
The maximum amount you can withdraw in a single payout is based on your account size and account type and purchase date. Find your account type below.
Until traders transition to a Live Account, there is a Maximum Payout Limit in place. This FAQ explains how this works and what traders can expect.
What is the Maximum Payout Until Live?
While in the Sim Funded stage, traders can withdraw profits, but there is a limit on how much can be withdrawn in a single payout. Once a trader qualifies for a Live Account, this limit is removed, and traders can withdraw without restriction.
What Are the Maximum Payout Limits in the Sim Funded Stage?
Section: What Are the Maximum Payout Limits in the Sim Funded Stage?
− The maximum amount you can withdraw in a single payout is based on your account size and account type. Find your account type below.
Elite Sim Funded
Account Size | Max Per Withdrawal
$25,000 | $1,500
$50,000 | $2,500
$100,000 | $3,000
$150,000 | $3,500
Section: Instant Sim Funded (Purchased before 7/27/2026)
− Instant Sim Funded
Account Size | Max Per Withdrawal
$25,000 | $1,500
$50,000 | $2,500
$100,000 | $3,000
$150,000 | $3,500
Section: Instant Sim Funded 2.0 (Purchased on and after 7/27/2026)
− Elite Access Funded
Account Size | Max Per Withdrawal
$25,000 | $1,000
Section: Elite Sim Funded
− $50,000 | $1,500
− $100,000 | $2,000
− $150,000 | $2,500
Elite Daily Funded
Account Size | Max Per Withdrawal
$25,000 | $750
$50,000 | $1,000
$100,000 | $1,500
$150,000 | $2,250
Ignite Instant Funding
Account Size | Max Per Withdrawal
$25,000 | $500
$50,000 | $1,000
$100,000 | $1,500
$150,000 | $2,000
After
Until traders transition to a Live Account, there is a Maximum Payout Limit in place. This FAQ explains how this works and what traders can expect.
What is the Maximum Payout Until Live?
While in the Sim Funded stage, traders can withdraw profits, but there is a limit on how much can be withdrawn in a single payout. Once a trader qualifies for a Live Account, this limit is removed, and traders can withdraw without restriction.
What Are the Maximum Payout Limits in the Sim Funded Stage?
Section: What Are the Maximum Payout Limits in the Sim Funded Stage?
+ The maximum amount you can withdraw in a single payout is based on your account size and account type and purchase date. Find your account type below.
Elite Sim Funded
Account Size | Max Per Withdrawal
$25,000 | $1,500
$50,000 | $2,500
$100,000 | $3,000
$150,000 | $3,500
Section: Instant Sim Funded (Purchased before 7/27/2026)
+ Instant Sim Funded (Purchased before 7/27/2026)
Account Size | Max Per Withdrawal
$25,000 | $1,500
$50,000 | $2,500
$100,000 | $3,000
$150,000 | $3,500
Section: Instant Sim Funded 2.0 (Purchased on and after 7/27/2026)
+ Instant Sim Funded 2.0 (Purchased on and after 7/27/2026)
Account Size | Max Per Withdrawal
$25,000 | $1,000
Section: Elite Sim Funded
+ $50,000 | $2,500
+ $100,000 | $2,500
+ $150,000 | $3,000
Elite Daily Funded
Account Size | Max Per Withdrawal
$25,000 | $750
$50,000 | $1,000
$100,000 | $1,500
$150,000 | $2,250
Ignite Instant Funding
Account Size | Max Per Withdrawal
$25,000 | $500
$50,000 | $1,000
$100,000 | $1,500
$150,000 | $2,000
Until traders transition to a Live Account, there is a Maximum Payout Limit in place. This FAQ explains how this works and what traders can expect.
What is the Maximum Payout Until Live?
While in the Sim Funded stage, traders can withdraw profits, but there is a limit on how much can be withdrawn in a single payout. Once a trader qualifies for a Live Account, this limit is removed, and traders can withdraw without restriction.
What Are the Maximum Payout Limits in the Sim Funded Stage?
Section: What Are the Maximum Payout Limits in the Sim Funded Stage?
− The maximum amount you can withdraw in a single payout is based on your account size and account type. Find your account type below.
+ The maximum amount you can withdraw in a single payout is based on your account size and account type and purchase date. Find your account type below.
Elite Sim Funded
Account Size | Max Per Withdrawal
$25,000 | $1,500
$50,000 | $2,500
$100,000 | $3,000
$150,000 | $3,500
Section: Instant Sim Funded (Purchased before 7/27/2026)
− Instant Sim Funded
+ Instant Sim Funded (Purchased before 7/27/2026)
Account Size | Max Per Withdrawal
$25,000 | $1,500
$50,000 | $2,500
$100,000 | $3,000
$150,000 | $3,500
Section: Instant Sim Funded 2.0 (Purchased on and after 7/27/2026)
− Elite Access Funded
+ Instant Sim Funded 2.0 (Purchased on and after 7/27/2026)
Account Size | Max Per Withdrawal
$25,000 | $1,000
Section: Elite Sim Funded
− $50,000 | $1,500
− $100,000 | $2,000
− $150,000 | $2,500
+ $50,000 | $2,500
+ $100,000 | $2,500
+ $150,000 | $3,000
Elite Daily Funded
Account Size | Max Per Withdrawal
$25,000 | $750
$50,000 | $1,000
$100,000 | $1,500
$150,000 | $2,250
Ignite Instant Funding
Account Size | Max Per Withdrawal
$25,000 | $500
$50,000 | $1,000
$100,000 | $1,500
$150,000 | $2,000
TUnlistedTop One Futures · 📈 Instant Sim Funded Account: Payout Requirements | Top One Futures Help CenterupdatedFuturesMaximum payout limits reduced for Instant Sim Funded Accounts 2.0 purchased on or after 7/27/2026, ranging from $1,000 to $3,000 depending on account size.Jul 27
If your score is too high, you must "fix" your score by accumulating more profits. You need to make that best day equal 20% of a new, larger total profit.
- Using Example 2:
- Your best day is $1,500.
- To find the profit target you need: $1,500 ÷ 0.20 = $7,500
- You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
3. Maximum Payout Amount
To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size.
Section: Instant Sim Funded Accounts (purchased before 7/27/2026)
− - $25,000 Account: Max $1,500 per withdrawal
− - $50,000 Account: Max $2,500 per withdrawal
− - $100,000 Account: Max $3,000 per withdrawal
− - $150,000 Account: Max $3,500 per withdrawal
If your profit exceeds this amount, you can simply request the maximum, and the remaining profit will stay in your account to be withdrawn in a future payout request or as buffer.
After
- You reach a total profit of $3,000
- Your single best day was $1,500.
- Calculation: ($1,500 ÷ $3,000) * 100 = 50%
- Result: You FAIL (50% is greater than 20%).
"I failed... how do I fix my score?"
If your score is too high, you must "fix" your score by accumulating more profits. You need to make that best day equal 20% of a new, larger total profit.
- Using Example 2:
- Your best day is $1,500.
- To find the profit target you need: $1,500 ÷ 0.20 = $7,500
- You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
3. Maximum Payout Amount
To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size.
Section: Instant Sim Funded Accounts (purchased before 7/27/2026)
+ Instant Sim Funded Accounts (purchased before 7/27/2026)
+ - $25,000 Account – Max $1,500 per withdrawal
+ - $50,000 Account – Max $2,500 per withdrawal
+ - $100,000 Account – Max $3,000 per withdrawal
+ - $150,000 Account – Max $3,500 per withdrawal
+ Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
+ - $25,000 Account – Max $1,000 per withdrawal
+ - $50,000 Account – Max $2,000 per withdrawal
+ - $100,000 Account – Max $2,500 per withdrawal
+ - $150,000 Account – Max $3,000 per withdrawal
+ For more details, you can find additional information about the Maximum Payout Limits here.
If your profit exceeds this amount, you can simply request the maximum, and the remaining profit will stay in your account to be withdrawn in a future payout request or as buffer.
- You reach a total profit of $3,000
- Your single best day was $1,500.
- Calculation: ($1,500 ÷ $3,000) * 100 = 50%
- Result: You FAIL (50% is greater than 20%).
"I failed... how do I fix my score?"
If your score is too high, you must "fix" your score by accumulating more profits. You need to make that best day equal 20% of a new, larger total profit.
- Using Example 2:
- Your best day is $1,500.
- To find the profit target you need: $1,500 ÷ 0.20 = $7,500
- You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
3. Maximum Payout Amount
To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size.
Section: Instant Sim Funded Accounts (purchased before 7/27/2026)
− - $25,000 Account: Max $1,500 per withdrawal
− - $50,000 Account: Max $2,500 per withdrawal
− - $100,000 Account: Max $3,000 per withdrawal
− - $150,000 Account: Max $3,500 per withdrawal
+ Instant Sim Funded Accounts (purchased before 7/27/2026)
+ - $25,000 Account – Max $1,500 per withdrawal
+ - $50,000 Account – Max $2,500 per withdrawal
+ - $100,000 Account – Max $3,000 per withdrawal
+ - $150,000 Account – Max $3,500 per withdrawal
+ Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
+ - $25,000 Account – Max $1,000 per withdrawal
+ - $50,000 Account – Max $2,000 per withdrawal
+ - $100,000 Account – Max $2,500 per withdrawal
+ - $150,000 Account – Max $3,000 per withdrawal
+ For more details, you can find additional information about the Maximum Payout Limits here.
If your profit exceeds this amount, you can simply request the maximum, and the remaining profit will stay in your account to be withdrawn in a future payout request or as buffer.
TUnlistedTop One Futures · Overview of the Instant Sim Funded Program | Top One Futures Help CenterupdatedFuturesArticle split into two rule sets by purchase date (before/after July 27, 2026) with updated max drawdown, new daily loss limits, and reduced payout caps for 2.0 accounts.Jul 27
− Overview of the Instant Sim Funded Program at Top One Futures
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Section: Max Trailing Drawdown
− Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
- $100,000 → $3,000
- $150,000 → $4,500
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
- $50K account → Lock occurs at $52,100; drawdown locks at $50,100.
Section: 3. Drawdown Lock
− - $100K account → Lock occurs at $103,100; drawdown locks at $100,100.
− This lock also activates after your first payout, even if you haven’t reached the profit + $100 threshold yet.
− 4. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
Section: 6. No Contract Scaling Requirements
− 5. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
Section: 7. Maximum Payout Caps on Instant Sim Funded Accounts
− 6. Maximum Payout Caps on Instant Sim Funded Accounts
The maximum amount you can withdraw in a single payout is based on your account size:
- $25,000 Account – Max $1,500 per withdrawal
- $50,000 Account – Max $2,500 per withdrawal
- $100,000 Account – Max $3,000 per withdrawal
- $150,000 Account – Max $3,500 per withdrawal
For more details, you can find additional information about the Maximum Payout Limits here.
After
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
+ 📌 Which rules apply to your account?
+ - Purchased before July 27, 2026? Your account falls under our original parameters. Look for the (purchased before 7/27/2026) sections below.
+ - Purchased on or after July 27, 2026? Your account falls under the updated Instant Sim Funded 2.0 rules. Look for the (purchased on and after 7/27/2026) sections below.
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Section: Max Trailing Drawdown
+ Instant Sim Funded (purchased before 7/27/2026): Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
- $100,000 → $3,000
- $150,000 → $4,500
+ - Instant Sim Funded 2.0 purchased on and after 7/27/2026): Starting Max Drawdown by Account Size:
+ - $25,000 → $1,000
+ - $50,000 → $2,000
+ - $100,000 → $4,000
+ - $150,000 → $5,250
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
- $50K account → Lock occurs at $52,100; drawdown locks at $50,100.
Section: 3. Drawdown Lock
+ - $100K account → Lock occurs at $104,100; drawdown locks at $100,100.
+ This lock also activates after your first payout.
+ 4. Daily Loss Limit (DLL)
+ The Daily Loss Limit is set between 2.0% – 2.5% of your initial account balance for legacy accounts. This drawdown parameter helps manage risk and promotes responsible trading habits. Exceeding this limit will result in an account breach.
+ Here is the Daily Loss Limit breakdown by account size:
+ Instant Sim Funded Daily Loss Limit (purchased before 7/27/2026):
+ Account Size | Daily Loss Limit (DLL)
+ $25,000 Instant Sim Funded Account | $625
+ $50,000 Instant Sim Funded Account | $1,250
+ $100,000 Instant Sim Funded Account | $2,500
+ $150,000 Instant Sim Funded Account | $3,750
+ Instant Sim Funded 2.0 Daily Loss Limit (purchased on and after 7/27/2026):
+ Account Size | Daily Loss Limit (DLL)
+ $25,000 Instant Sim Funded Account | $625
+ $50,000 Instant Sim Funded Account | $1,250
+ $100,000 Instant Sim Funded Account | $2,500
+ $150,000 Instant Sim Funded Account | $3,000
+ 5. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
Section: 6. No Contract Scaling Requirements
+ 6. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
Section: 7. Maximum Payout Caps on Instant Sim Funded Accounts
+ 7. Maximum Payout Caps on Instant Sim Funded Accounts
The maximum amount you can withdraw in a single payout is based on your account size:
+ Instant Sim Funded Accounts (purchased before 7/27/2026)
- $25,000 Account – Max $1,500 per withdrawal
- $50,000 Account – Max $2,500 per withdrawal
- $100,000 Account – Max $3,000 per withdrawal
- $150,000 Account – Max $3,500 per withdrawal
+ Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
+ - $25,000 Account – Max $1,000 per withdrawal
+ - $50,000 Account – Max $2,000 per withdrawal
+ - $100,000 Account – Max $2,500 per withdrawal
+ - $150,000 Account – Max $3,000 per withdrawal
For more details, you can find additional information about the Maximum Payout Limits here.
− Overview of the Instant Sim Funded Program at Top One Futures
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
+ 📌 Which rules apply to your account?
+ - Purchased before July 27, 2026? Your account falls under our original parameters. Look for the (purchased before 7/27/2026) sections below.
+ - Purchased on or after July 27, 2026? Your account falls under the updated Instant Sim Funded 2.0 rules. Look for the (purchased on and after 7/27/2026) sections below.
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Section: Max Trailing Drawdown
− Starting Max Drawdown by Account Size:
+ Instant Sim Funded (purchased before 7/27/2026): Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
- $100,000 → $3,000
- $150,000 → $4,500
+ - Instant Sim Funded 2.0 purchased on and after 7/27/2026): Starting Max Drawdown by Account Size:
+ - $25,000 → $1,000
+ - $50,000 → $2,000
+ - $100,000 → $4,000
+ - $150,000 → $5,250
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
- $50K account → Lock occurs at $52,100; drawdown locks at $50,100.
Section: 3. Drawdown Lock
− - $100K account → Lock occurs at $103,100; drawdown locks at $100,100.
− This lock also activates after your first payout, even if you haven’t reached the profit + $100 threshold yet.
− 4. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
+ - $100K account → Lock occurs at $104,100; drawdown locks at $100,100.
+ This lock also activates after your first payout.
+ 4. Daily Loss Limit (DLL)
+ The Daily Loss Limit is set between 2.0% – 2.5% of your initial account balance for legacy accounts. This drawdown parameter helps manage risk and promotes responsible trading habits. Exceeding this limit will result in an account breach.
+ Here is the Daily Loss Limit breakdown by account size:
+ Instant Sim Funded Daily Loss Limit (purchased before 7/27/2026):
+ Account Size | Daily Loss Limit (DLL)
+ $25,000 Instant Sim Funded Account | $625
+ $50,000 Instant Sim Funded Account | $1,250
+ $100,000 Instant Sim Funded Account | $2,500
+ $150,000 Instant Sim Funded Account | $3,750
+ Instant Sim Funded 2.0 Daily Loss Limit (purchased on and after 7/27/2026):
+ Account Size | Daily Loss Limit (DLL)
+ $25,000 Instant Sim Funded Account | $625
+ $50,000 Instant Sim Funded Account | $1,250
+ $100,000 Instant Sim Funded Account | $2,500
+ $150,000 Instant Sim Funded Account | $3,000
+ 5. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
Section: 6. No Contract Scaling Requirements
− 5. No Contract Scaling Requirements
+ 6. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
Section: 7. Maximum Payout Caps on Instant Sim Funded Accounts
− 6. Maximum Payout Caps on Instant Sim Funded Accounts
+ 7. Maximum Payout Caps on Instant Sim Funded Accounts
The maximum amount you can withdraw in a single payout is based on your account size:
+ Instant Sim Funded Accounts (purchased before 7/27/2026)
- $25,000 Account – Max $1,500 per withdrawal
- $50,000 Account – Max $2,500 per withdrawal
- $100,000 Account – Max $3,000 per withdrawal
- $150,000 Account – Max $3,500 per withdrawal
+ Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
+ - $25,000 Account – Max $1,000 per withdrawal
+ - $50,000 Account – Max $2,000 per withdrawal
+ - $100,000 Account – Max $2,500 per withdrawal
+ - $150,000 Account – Max $3,000 per withdrawal
For more details, you can find additional information about the Maximum Payout Limits here.
TUnlistedTop One Futures · Understanding the Drawdown Lock | Top One Futures Help CenterupdatedFutures100K account max drawdown increased from $3,000 to $4,000; 150K account max drawdown increased from $4,500 to $5,250; lock levels adjusted accordingly.Jul 27
Before
On a 100K account, your max drawdown is $3,000. Once your balance reaches $103,100, the drawdown locks at $100,100.
After
On a 100K account, your max drawdown is $4,000. Once your balance reaches $104,100, the drawdown locks at $104,100.
At Top One Futures, we implement a drawdown lock to help traders protect their profits as they progress in their sim funded accounts. This feature allows traders to build their account without worrying about their drawdown continuing to trail indefinitely, providing more stability and security as they withdraw funds.
When Does My Drawdown Lock Based on Profits Achieved?
Once you reach the amount of your total drawdown in profits plus $100, the drawdown locks in at your starting balance and no longer trails with your account growth.
Instant Sim Funded Examples:
On a 25K account, your max drawdown is $1,000. Once your balance reaches $26,100, the drawdown locks at $25,100 and no longer trails.
On a 50K account, your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
Section: Instant Sim Funded Examples:
− On a 100K account, your max drawdown is $3,000. Once your balance reaches $103,100, the drawdown locks at $100,100.
− On a 150K account, your max drawdown is $4,500. Once your balance reaches $154,600, the drawdown locks at $150,100.
Elite Sim Funded Examples:
On a 50K account, your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
On a 100K account, your max drawdown is $3,000. Once your balance reaches $103,100, the drawdown locks at $100,100.
On a 150K account, your max drawdown is $4,500. Once your balance reaches $154,600, the drawdown locks at $150,100.
Lock Upon Payout
Upon trader's first payout, your maximum trailing drawdown will also lock in at the starting balance +$100. From the moment you make a payout, the drawdown no longer trails with your account growth, regardless of how much you continue to grow your account. Click Here to read the full FAQ to understand this rule.
Final Thoughts
The drawdown lock at Top One Futures is designed to reward profitable traders while maintaining responsible risk management. By locking in at $100 above the starting balance after a payout, traders can protect their earnings and continue trading with confidence.
After
At Top One Futures, we implement a drawdown lock to help traders protect their profits as they progress in their sim funded accounts. This feature allows traders to build their account without worrying about their drawdown continuing to trail indefinitely, providing more stability and security as they withdraw funds.
When Does My Drawdown Lock Based on Profits Achieved?
Once you reach the amount of your total drawdown in profits plus $100, the drawdown locks in at your starting balance and no longer trails with your account growth.
Instant Sim Funded Examples:
On a 25K account, your max drawdown is $1,000. Once your balance reaches $26,100, the drawdown locks at $25,100 and no longer trails.
On a 50K account, your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
Section: Instant Sim Funded Examples:
+ On a 100K account, your max drawdown is $4,000. Once your balance reaches $104,100, the drawdown locks at $104,100.
+ On a 150K account, your max drawdown is $5,250. Once your balance reaches $155,350, the drawdown locks at $150,100.
Elite Sim Funded Examples:
On a 50K account, your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
On a 100K account, your max drawdown is $3,000. Once your balance reaches $103,100, the drawdown locks at $100,100.
On a 150K account, your max drawdown is $4,500. Once your balance reaches $154,600, the drawdown locks at $150,100.
Lock Upon Payout
Upon trader's first payout, your maximum trailing drawdown will also lock in at the starting balance +$100. From the moment you make a payout, the drawdown no longer trails with your account growth, regardless of how much you continue to grow your account. Click Here to read the full FAQ to understand this rule.
Final Thoughts
The drawdown lock at Top One Futures is designed to reward profitable traders while maintaining responsible risk management. By locking in at $100 above the starting balance after a payout, traders can protect their earnings and continue trading with confidence.
At Top One Futures, we implement a drawdown lock to help traders protect their profits as they progress in their sim funded accounts. This feature allows traders to build their account without worrying about their drawdown continuing to trail indefinitely, providing more stability and security as they withdraw funds.
When Does My Drawdown Lock Based on Profits Achieved?
Once you reach the amount of your total drawdown in profits plus $100, the drawdown locks in at your starting balance and no longer trails with your account growth.
Instant Sim Funded Examples:
On a 25K account, your max drawdown is $1,000. Once your balance reaches $26,100, the drawdown locks at $25,100 and no longer trails.
On a 50K account, your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
Section: Instant Sim Funded Examples:
− On a 100K account, your max drawdown is $3,000. Once your balance reaches $103,100, the drawdown locks at $100,100.
− On a 150K account, your max drawdown is $4,500. Once your balance reaches $154,600, the drawdown locks at $150,100.
+ On a 100K account, your max drawdown is $4,000. Once your balance reaches $104,100, the drawdown locks at $104,100.
+ On a 150K account, your max drawdown is $5,250. Once your balance reaches $155,350, the drawdown locks at $150,100.
Elite Sim Funded Examples:
On a 50K account, your max drawdown is $2,000. Once your balance reaches $52,100, the drawdown locks at $50,100 and no longer trails.
On a 100K account, your max drawdown is $3,000. Once your balance reaches $103,100, the drawdown locks at $100,100.
On a 150K account, your max drawdown is $4,500. Once your balance reaches $154,600, the drawdown locks at $150,100.
Lock Upon Payout
Upon trader's first payout, your maximum trailing drawdown will also lock in at the starting balance +$100. From the moment you make a payout, the drawdown no longer trails with your account growth, regardless of how much you continue to grow your account. Click Here to read the full FAQ to understand this rule.
Final Thoughts
The drawdown lock at Top One Futures is designed to reward profitable traders while maintaining responsible risk management. By locking in at $100 above the starting balance after a payout, traders can protect their earnings and continue trading with confidence.
TUnlistedTop One Futures · Daily Drawdown: What You Need to Know | Top One Futures Help CenterupdatedFuturesInstant Sim Funded account drawdown limits split into two versions based on purchase date, with 2.0 version reducing $150,000 account limit from $3,750 to $3,000.Jul 27
The daily drawdown is set between 2.0% - 2.5% of your account balance. This helps manage risk and ensures responsible trading. Here’s how it looks for each account size:
− Instant Sim Funded:
- $25,000 Account: $625
- $50,000 Account: $1,250
- $100,000 Account: $2,500
- $150,000 Account: $3,750
S2F Sim Pro:
- $25,000 Accounts: $500
- $50,000 Account: $1,000
- $100,000 Account: $2,000
- $150,000 Account: $3,000
Elite Challenges / Sim Funded:
- $25,000 Account: $625
- $50,000 Account: $1,250
- $100,000 Account: $2,500
- $150,000 Account: $3,750
IGNITE Instant Funded:
- $25,000 Accounts: $500
After
The daily drawdown is set between 2.0% - 2.5% of your account balance. This helps manage risk and ensures responsible trading. Here’s how it looks for each account size:
+ Instant Sim Funded (purchased before 7/27/2026:
- $25,000 Account: $625
- $50,000 Account: $1,250
- $100,000 Account: $2,500
- $150,000 Account: $3,750
+ Instant Sim Funded 2.0 (purchased on and after 7/27/2026:
+ - $25,000 Account: $625
+ - $50,000 Account: $1,250
+ - $100,000 Account: $2,500
+ - $150,000 Account: $3,000
S2F Sim Pro:
- $25,000 Accounts: $500
- $50,000 Account: $1,000
- $100,000 Account: $2,000
- $150,000 Account: $3,000
Elite Challenges / Sim Funded:
- $25,000 Account: $625
- $50,000 Account: $1,250
- $100,000 Account: $2,500
- $150,000 Account: $3,750
IGNITE Instant Funded:
- $25,000 Accounts: $500
The daily drawdown is set between 2.0% - 2.5% of your account balance. This helps manage risk and ensures responsible trading. Here’s how it looks for each account size:
− Instant Sim Funded:
+ Instant Sim Funded (purchased before 7/27/2026:
- $25,000 Account: $625
- $50,000 Account: $1,250
- $100,000 Account: $2,500
- $150,000 Account: $3,750
+ Instant Sim Funded 2.0 (purchased on and after 7/27/2026:
+ - $25,000 Account: $625
+ - $50,000 Account: $1,250
+ - $100,000 Account: $2,500
+ - $150,000 Account: $3,000
S2F Sim Pro:
- $25,000 Accounts: $500
- $50,000 Account: $1,000
- $100,000 Account: $2,000
- $150,000 Account: $3,000
Elite Challenges / Sim Funded:
- $25,000 Account: $625
- $50,000 Account: $1,250
- $100,000 Account: $2,500
- $150,000 Account: $3,750
IGNITE Instant Funded:
- $25,000 Accounts: $500
TUnlistedTop One Futures · Top One Futures Account Comparison: Elite vs. Instant vs. S2F Sim Pro vs. Ignite accounts | Top One Futures Help CenterupdatedFuturesElite Challenge daily drawdown requirement changed from 2.5% to 2%-2.5%.Jul 27
The 1-Step Elite Challenge is designed as a traditional evaluation pathway for disciplined traders. Under this model, you must successfully reach a specific profit target while adhering to risk management rules to prove your trading skills.
Once the profit target is reached and the Elite Challenge is passed, an activation fee is required to transition from the challenge phase to a funded environment where you then can work towards a payout.
This path is ideal for traders who are confident in their ability to pass evaluations and want to benefit from a 25% consistency rule, which is more generous than the rules found in the Instant or Ignite account models.
Account Type | Elite Challenge (evaluation) | Elite Sim Funded
We also offer Instant Funding options for traders who want to immediately work towards a payout without having to pass a challenge beforehand. These accounts allow you to bypass the evaluation phase entirely, giving you direct access to a simulated funded environment from Day 1.
Instant Funding Options and Comparison
After
1-Step Elite Challenge
The 1-Step Elite Challenge is designed as a traditional evaluation pathway for disciplined traders. Under this model, you must successfully reach a specific profit target while adhering to risk management rules to prove your trading skills.
Once the profit target is reached and the Elite Challenge is passed, an activation fee is required to transition from the challenge phase to a funded environment where you then can work towards a payout.
This path is ideal for traders who are confident in their ability to pass evaluations and want to benefit from a 25% consistency rule, which is more generous than the rules found in the Instant or Ignite account models.
Account Type | Elite Challenge (evaluation) | Elite Sim Funded
We also offer Instant Funding options for traders who want to immediately work towards a payout without having to pass a challenge beforehand. These accounts allow you to bypass the evaluation phase entirely, giving you direct access to a simulated funded environment from Day 1.
Instant Funding Options and Comparison
1-Step Elite Challenge
The 1-Step Elite Challenge is designed as a traditional evaluation pathway for disciplined traders. Under this model, you must successfully reach a specific profit target while adhering to risk management rules to prove your trading skills.
Once the profit target is reached and the Elite Challenge is passed, an activation fee is required to transition from the challenge phase to a funded environment where you then can work towards a payout.
This path is ideal for traders who are confident in their ability to pass evaluations and want to benefit from a 25% consistency rule, which is more generous than the rules found in the Instant or Ignite account models.
Account Type | Elite Challenge (evaluation) | Elite Sim Funded
We also offer Instant Funding options for traders who want to immediately work towards a payout without having to pass a challenge beforehand. These accounts allow you to bypass the evaluation phase entirely, giving you direct access to a simulated funded environment from Day 1.