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Overview of the Instant Sim Funded Program | Top One Futures Help Center
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▸Version 11October 18, 2026, 6:17 AM+1−1
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Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated this week
+ Updated over a week ago
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
SHA-256 3aef80bcd26cd1a9115d76e6857086c1cd7b1ebcf9321fe4f1fea15b617c9a63
▸Version 10October 13, 2026, 6:25 AM+1−1
Changes shown against Version 9.
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
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Top One Futures Home
Top One Futures Home
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- Instant Sim Funded Accounts
- Overview of the Instant Sim Funded Program
Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated yesterday
+ Updated this week
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
SHA-256 2bf9af1a0c2e2cd686387e1701ccecebdccb4d3ea73d5ae0e0be1472c4cf9ff4
▸Version 9October 12, 2026, 6:25 AM+1−1
Changes shown against Version 8.
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
|---|
Top One Futures Home
Top One Futures Home
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- All Collections
- Instant Sim Funded Accounts
- Overview of the Instant Sim Funded Program
Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated today
+ Updated yesterday
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
SHA-256 b670a939e2d8723c0e72c9c3687f6539e33b9b859e5b85694416b588e8afaae8
▸Version 8October 11, 2026, 5:42 AM+2−2
Changes shown against Version 7.
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
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Top One Futures Home
Top One Futures Home
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- All Collections
- Instant Sim Funded Accounts
- Overview of the Instant Sim Funded Program
Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated over a week ago
+ Updated today
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
- 20% consistency rule for payouts: no single day may exceed 20% of your total profit.
- No contract scaling. You can use the full contract limit for your account size from day one.
- Drawdown lock at starting balance + $100 once your profit reaches the drawdown amount + $100.
- For the consistency rule, a trading day ends at 5:00 pm EST.
Max trailing drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
See Trailing Drawdown: How It Works for the full explanation.
Drawdown lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This gives more stability and reduces the risk of losing access to the account as you scale. The lock also activates after your first payout.
Examples: on a $50K account the lock occurs at $52,100 and the drawdown locks at $50,100. On a $100K 2.0 account the lock occurs at $104,100 and locks at $100,100.
Daily Loss Limit (DLL)
Section: Daily Loss Limit (DLL)
− The Daily Loss Limit is set between 2.0% and 2.5% of your initial account balance for legacy accounts (see the table above for the exact amounts per generation). Exceeding this limit results in an account breach.
+ The Daily Loss Limit is set between 2.0% and 2.5% of your initial account balance for legacy accounts (see the table above for the exact amounts per generation). Exceeding this limit results in a soft breach.
Consistency rule (20%)
To be eligible for a payout, your consistency score must be 20% or lower: no single day’s profit may exceed 20% of your total profits. After a payout, the score resets and the rule applies to new profits going forward.
Example: if your total profit is $10,000, no single trading day should exceed $2,000 in profit. For the calculation, a trading day ends at 5:00 pm EST. Full details in the Consistency Rule article.
No contract scaling requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one, so choose an account size that fits your trading style and strategy.
Maximum payout per request
The maximum amount you can withdraw in a single payout depends on your account size and generation (see the table above). More details in Maximum Payout Until Live Explained and Payout Requirements.
SHA-256 2662fde6f83ba181129dc5977c93b476e812ffdb12eb9c2c269281619536c57b
▸Version 7October 9, 2026, 5:42 AM+1−1
Changes shown against Version 6.
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
|---|
Top One Futures Home
Top One Futures Home
Search for articles...
- All Collections
- Instant Sim Funded Accounts
- Overview of the Instant Sim Funded Program
Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated this week
+ Updated over a week ago
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
SHA-256 25f6365b90889746f805b0c32f21bcebd525ffd53d897d4e54ac7f396cc60152
▸Version 6October 4, 2026, 5:42 AM+1−1
Changes shown against Version 5.
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
|---|
Top One Futures Home
Top One Futures Home
Search for articles...
- All Collections
- Instant Sim Funded Accounts
- Overview of the Instant Sim Funded Program
Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated yesterday
+ Updated this week
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
SHA-256 73ee49b28c31c6c2ce378ebe6bf7db08675de44ed9505bae43de88d3e32773fc
▸Version 5October 3, 2026, 5:57 AM+1−1
Changes shown against Version 4.
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
|---|
Top One Futures Home
Top One Futures Home
Search for articles...
- All Collections
- Instant Sim Funded Accounts
- Overview of the Instant Sim Funded Program
Overview of the Instant Sim Funded Program
Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
Section: Overview of the Instant Sim Funded Program
− Updated today
+ Updated yesterday
Table of contents
The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
Account sizes
Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
Rules at a glance
| Rule | $25K | $50K | $100K | $150K |
|---|
SHA-256 993dbea69dbcd73e44a5ab9af0ddf2b2677555257ce41326bee94d3aa1bf9473
▸Version 4October 1, 2026, 8:24 PM+45−61
Changes shown against Version 3.
Section: Overview of the Instant Sim Funded Program
− Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
− 📌 Which rules apply to your account?
− - Purchased before July 27, 2026? Your account falls under our original parameters. Look for the (purchased before 7/27/2026) sections below.
− - Purchased on or after July 27, 2026? Your account falls under the updated Instant Sim Funded 2.0 rules. Look for the (purchased on and after 7/27/2026) sections below.
− 1. No Evaluation, Instant Access
− The Instant Sim Funded Program gives traders immediate access to a sim-funded account, no need to pass an Evaluation first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
− 2. Drawdown Rules:
− Max Trailing Drawdown
+
| Overview of the Instant Sim Funded Program | Top One Futures Help Center Skip to main content |
|---|
+ Top One Futures Home
+ Top One Futures Home
+ Search for articles...
+ - All Collections
+ - Instant Sim Funded Accounts
+ - Overview of the Instant Sim Funded Program
+ Overview of the Instant Sim Funded Program
+ Everything you need to know about the Instant Sim Funded account in one place, for both the original and the 2.0 rules.
+ Updated today
+ Table of contents
+ The Instant Sim Funded Program is for traders who want to skip the evaluation and start trading immediately on a funded simulation account. You choose your account size and begin trading right away under real market conditions, with built-in risk parameters that promote long-term consistency.
+ Which rules apply to your account? Purchased before July 27, 2026: the original Instant Sim Funded parameters. Purchased on or after July 27, 2026: the updated Instant Sim Funded 2.0 rules. Both are shown side by side below.
+ Account sizes
+ Instant Sim Funded is available in $25,000, $50,000, $100,000 and $150,000.
+ Rules at a glance
+
Instant Sim Funded (purchased before 7/27/2026) | | Max trailing drawdown (EOD) $1,000 $2,000 $3,000 $4,500 Daily loss limit $625 $1,250 $2,500 $3,750 Max per payout $1,500 $2,500 $3,000 $3,500 Instant Sim Funded 2.0 (purchased on or after 7/27/2026) | | Max trailing drawdown (EOD) $1,000 $2,000 $4,000 $5,250 Daily loss limit $625 $1,250 $2,500 $3,000 Max per payout $1,000 $2,000 $2,500 $3,000
| Rule | $25K | $50K | $100K | $150K |
|---|
+ Same for every account size
+ - No evaluation. You get immediate access to a sim-funded account.
+ - 20% consistency rule for payouts: no single day may exceed 20% of your total profit.
+ - No contract scaling. You can use the full contract limit for your account size from day one.
+ - Drawdown lock at starting balance + $100 once your profit reaches the drawdown amount + $100.
+ - For the consistency rule, a trading day ends at 5:00 pm EST.
+ Max trailing drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Section: Max trailing drawdown
− Instant Sim Funded (purchased before 7/27/2026): Starting Max Drawdown by Account Size:
− - $25,000 → $1,000
− - $50,000 → $2,000
− - $100,000 → $3,000
− - $150,000 → $4,500
− - Instant Sim Funded 2.0 purchased on and after 7/27/2026): Starting Max Drawdown by Account Size:
− - $25,000 → $1,000
− - $50,000 → $2,000
− - $100,000 → $4,000
− - $150,000 → $5,250
− 3. Drawdown Lock
− Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
− Examples:
− - $50K account → Lock occurs at $52,100; drawdown locks at $50,100.
− - $100K account → Lock occurs at $104,100; drawdown locks at $100,100.
− This lock also activates after your first payout.
− 4. Daily Loss Limit (DLL)
− The Daily Loss Limit is set between 2.0% – 2.5% of your initial account balance for legacy accounts. This drawdown parameter helps manage risk and promotes responsible trading habits. Exceeding this limit will result in an account breach.
− Here is the Daily Loss Limit breakdown by account size:
− Instant Sim Funded Daily Loss Limit (purchased before 7/27/2026):
−
$25,000 Instant Sim Funded Account $625 $50,000 Instant Sim Funded Account $1,250 $100,000 Instant Sim Funded Account $2,500 $150,000 Instant Sim Funded Account $3,750
| Account Size | Daily Loss Limit (DLL) |
|---|
− Instant Sim Funded 2.0 Daily Loss Limit (purchased on and after 7/27/2026):
−
$25,000 Instant Sim Funded Account $625 $50,000 Instant Sim Funded Account $1,250 $100,000 Instant Sim Funded Account $2,500 $150,000 Instant Sim Funded Account $3,000
| Account Size | Daily Loss Limit (DLL) |
|---|
− 5. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
− To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
− After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
− All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
− Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
− This rule encourages balanced trading instead of relying on a single high-risk session.
− Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
− 6. No Contract Scaling Requirements
− There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
− 7. Maximum Payout Caps on Instant Sim Funded Accounts
− The maximum amount you can withdraw in a single payout is based on your account size:
− Instant Sim Funded Accounts (purchased before 7/27/2026)
− - $25,000 Account – Max $1,500 per withdrawal
− - $50,000 Account – Max $2,500 per withdrawal
− - $100,000 Account – Max $3,000 per withdrawal
− - $150,000 Account – Max $3,500 per withdrawal
− Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
− - $25,000 Account – Max $1,000 per withdrawal
− - $50,000 Account – Max $2,000 per withdrawal
− - $100,000 Account – Max $2,500 per withdrawal
− - $150,000 Account – Max $3,000 per withdrawal
− For more details, you can find additional information about the Maximum Payout Limits here.
+ See Trailing Drawdown: How It Works for the full explanation.
+ Drawdown lock
+ Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This gives more stability and reduces the risk of losing access to the account as you scale. The lock also activates after your first payout.
+ Examples: on a $50K account the lock occurs at $52,100 and the drawdown locks at $50,100. On a $100K 2.0 account the lock occurs at $104,100 and locks at $100,100.
+ Daily Loss Limit (DLL)
+ The Daily Loss Limit is set between 2.0% and 2.5% of your initial account balance for legacy accounts (see the table above for the exact amounts per generation). Exceeding this limit results in an account breach.
+ Consistency rule (20%)
+ To be eligible for a payout, your consistency score must be 20% or lower: no single day’s profit may exceed 20% of your total profits. After a payout, the score resets and the rule applies to new profits going forward.
+ Example: if your total profit is $10,000, no single trading day should exceed $2,000 in profit. For the calculation, a trading day ends at 5:00 pm EST. Full details in the Consistency Rule article.
+ No contract scaling requirements
+ There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one, so choose an account size that fits your trading style and strategy.
+ Maximum payout per request
+ The maximum amount you can withdraw in a single payout depends on your account size and generation (see the table above). More details in Maximum Payout Until Live Explained and Payout Requirements.
SHA-256 9e2c6d7e8155bd073f1dda6bedbd512a2f235ac03bc0f6422bc329a6aad30c37
▸Version 3July 31, 2026, 7:07 AM+1−1
Changes shown against Version 2.
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
📌 Which rules apply to your account?
- Purchased before July 27, 2026? Your account falls under our original parameters. Look for the (purchased before 7/27/2026) sections below.
- Purchased on or after July 27, 2026? Your account falls under the updated Instant Sim Funded 2.0 rules. Look for the (purchased on and after 7/27/2026) sections below.
1. No Evaluation, Instant Access
Section: 1. No Evaluation, Instant Access
− The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
+ The Instant Sim Funded Program gives traders immediate access to a sim-funded account, no need to pass an Evaluation first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Instant Sim Funded (purchased before 7/27/2026): Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
- $100,000 → $3,000
- $150,000 → $4,500
- Instant Sim Funded 2.0 purchased on and after 7/27/2026): Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
SHA-256 79f74cc6555436d015447515f658ef641664948796130d67ebb81bbf18fa0a5a
▸Version 2July 27, 2026, 8:47 AM+35−7
Changes shown against Version 1.
− Overview of the Instant Sim Funded Program at Top One Futures
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
+ 📌 Which rules apply to your account?
+ - Purchased before July 27, 2026? Your account falls under our original parameters. Look for the (purchased before 7/27/2026) sections below.
+ - Purchased on or after July 27, 2026? Your account falls under the updated Instant Sim Funded 2.0 rules. Look for the (purchased on and after 7/27/2026) sections below.
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Section: Max Trailing Drawdown
− Starting Max Drawdown by Account Size:
+ Instant Sim Funded (purchased before 7/27/2026): Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
- $100,000 → $3,000
- $150,000 → $4,500
+ - Instant Sim Funded 2.0 purchased on and after 7/27/2026): Starting Max Drawdown by Account Size:
+ - $25,000 → $1,000
+ - $50,000 → $2,000
+ - $100,000 → $4,000
+ - $150,000 → $5,250
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
- $50K account → Lock occurs at $52,100; drawdown locks at $50,100.
Section: 3. Drawdown Lock
− - $100K account → Lock occurs at $103,100; drawdown locks at $100,100.
− This lock also activates after your first payout, even if you haven’t reached the profit + $100 threshold yet.
− 4. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
+ - $100K account → Lock occurs at $104,100; drawdown locks at $100,100.
+ This lock also activates after your first payout.
+ 4. Daily Loss Limit (DLL)
+ The Daily Loss Limit is set between 2.0% – 2.5% of your initial account balance for legacy accounts. This drawdown parameter helps manage risk and promotes responsible trading habits. Exceeding this limit will result in an account breach.
+ Here is the Daily Loss Limit breakdown by account size:
+ Instant Sim Funded Daily Loss Limit (purchased before 7/27/2026):
+
$25,000 Instant Sim Funded Account $625 $50,000 Instant Sim Funded Account $1,250 $100,000 Instant Sim Funded Account $2,500 $150,000 Instant Sim Funded Account $3,750
| Account Size | Daily Loss Limit (DLL) |
|---|
+ Instant Sim Funded 2.0 Daily Loss Limit (purchased on and after 7/27/2026):
+
$25,000 Instant Sim Funded Account $625 $50,000 Instant Sim Funded Account $1,250 $100,000 Instant Sim Funded Account $2,500 $150,000 Instant Sim Funded Account $3,000
| Account Size | Daily Loss Limit (DLL) |
|---|
+ 5. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
Section: 6. No Contract Scaling Requirements
− 5. No Contract Scaling Requirements
+ 6. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
Section: 7. Maximum Payout Caps on Instant Sim Funded Accounts
− 6. Maximum Payout Caps on Instant Sim Funded Accounts
+ 7. Maximum Payout Caps on Instant Sim Funded Accounts
The maximum amount you can withdraw in a single payout is based on your account size:
+ Instant Sim Funded Accounts (purchased before 7/27/2026)
- $25,000 Account – Max $1,500 per withdrawal
- $50,000 Account – Max $2,500 per withdrawal
- $100,000 Account – Max $3,000 per withdrawal
- $150,000 Account – Max $3,500 per withdrawal
+ Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
+ - $25,000 Account – Max $1,000 per withdrawal
+ - $50,000 Account – Max $2,000 per withdrawal
+ - $100,000 Account – Max $2,500 per withdrawal
+ - $150,000 Account – Max $3,000 per withdrawal
For more details, you can find additional information about the Maximum Payout Limits here.
SHA-256 2851108178b7d1503132e66066d0596d43aed1ff46f02879e29a963a430e3d79
▸Version 1July 26, 2026, 1:47 PM
First archived version.
Overview of the Instant Sim Funded Program at Top One Futures
Top One Futures’ Instant Sim Funded Program is designed for traders who want to skip the evaluation phase and start trading immediately with a funded simulation account. This program offers fast access to capital, along with structured risk management rules to promote long-term consistency and success. Here’s a complete breakdown of how it works:
1. No Evaluation, Instant Access
The Instant Sim Funded Program gives traders immediate access to a sim-funded account—no need to pass a challenge first. You choose your account size and can begin trading right away under real market conditions with built-in risk parameters.
2. Drawdown Rules:
Max Trailing Drawdown
- It trails your highest closed balance but never moves down.
- If your balance falls below the trailing drawdown level, the account is breached and closed.
Starting Max Drawdown by Account Size:
- $25,000 → $1,000
- $50,000 → $2,000
- $100,000 → $3,000
- $150,000 → $4,500
3. Drawdown Lock
Once your profits reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
Examples:
- $50K account → Lock occurs at $52,100; drawdown locks at $50,100.
- $100K account → Lock occurs at $103,100; drawdown locks at $100,100.
This lock also activates after your first payout, even if you haven’t reached the profit + $100 threshold yet.
4. Consistency Rule: To be eligible for a payout, your consistency score must be 20% or lower
To qualify for payouts, your trading must reflect steady, disciplined performance. No single day’s profit may exceed 20% of your total profits.
After a payout is taken from an Instant Sim Funded account, the consistency score is reset, and the consistency rule is then applied to new profits moving forward. This ensures that traders demonstrate steady performance rather than relying on one or two highly volatile trading sessions.
All the information regarding the consistency rule on Instant Sim Funded Accounts can be found here.
Example: If your total profit is $10,000, no single trading day should exceed $2,000 in profit.
This rule encourages balanced trading instead of relying on a single high-risk session.
Please Note: For the purposes of consistency rule calculation, a trading day ends at 5:00pm EST.
5. No Contract Scaling Requirements
There are no scaling rules in the Instant Sim Funded Program. You are allowed to use the full contract limit for your account size from day one. Choose an account size that fits your trading style and strategy.
6. Maximum Payout Caps on Instant Sim Funded Accounts
The maximum amount you can withdraw in a single payout is based on your account size:
- $25,000 Account – Max $1,500 per withdrawal
- $50,000 Account – Max $2,500 per withdrawal
- $100,000 Account – Max $3,000 per withdrawal
- $150,000 Account – Max $3,500 per withdrawal
For more details, you can find additional information about the Maximum Payout Limits here.
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