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📈 Instant Sim Funded Account: Payout Requirements | Top One Futures Help Center

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▸Version 7October 15, 2026, 6:25 AM+1−1

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📈 Instant Sim Funded Account: Payout Requirements
The three payout requirements on Instant Sim Funded accounts: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount.
Section: 📈 Instant Sim Funded Account: Payout Requirements
− Updated over a week ago
+ Updated over 2 weeks ago
Table of contents
Congratulations on your Instant Sim Funded Account! To be eligible to request a payout, you must meet three key requirements: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount for your account size. This article walks through each one with examples.

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▸Version 6October 9, 2026, 5:42 AM+1−1

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📈 Instant Sim Funded Account: Payout Requirements
The three payout requirements on Instant Sim Funded accounts: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount.
Section: 📈 Instant Sim Funded Account: Payout Requirements
− Updated this week
+ Updated over a week ago
Table of contents
Congratulations on your Instant Sim Funded Account! To be eligible to request a payout, you must meet three key requirements: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount for your account size. This article walks through each one with examples.

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▸Version 5October 4, 2026, 5:42 AM+1−1

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📈 Instant Sim Funded Account: Payout Requirements
The three payout requirements on Instant Sim Funded accounts: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount.
Section: 📈 Instant Sim Funded Account: Payout Requirements
− Updated yesterday
+ Updated this week
Table of contents
Congratulations on your Instant Sim Funded Account! To be eligible to request a payout, you must meet three key requirements: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount for your account size. This article walks through each one with examples.

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▸Version 4October 3, 2026, 5:57 AM+1−1

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📈 Instant Sim Funded Account: Payout Requirements
The three payout requirements on Instant Sim Funded accounts: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount.
Section: 📈 Instant Sim Funded Account: Payout Requirements
− Updated today
+ Updated yesterday
Table of contents
Congratulations on your Instant Sim Funded Account! To be eligible to request a payout, you must meet three key requirements: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount for your account size. This article walks through each one with examples.

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▸Version 3October 1, 2026, 8:24 PM+54−51

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Section: 📈 Instant Sim Funded Account: Payout Requirements
− 1. The Profit Target (Dynamic)
− You must reach a specific profit target to be eligible for each payout. This target is dynamic, meaning it changes for your first three payouts to encourage consistent growth.
− - First Payout: You must make 6% of your initial account balance.
− - Second Payout: You must make 5% on top of your new balance (after the first payout is deducted).
− - Third Payout (and all future payouts): You must make 4% on top of your new balance (after the previous payout is deducted).
− Example using a $50,000 Account:
− - For Your First Payout:
− - Target: 6% of $50,000 = $3,000
− - You must grow your account balance to $53,000.
− - For Your Second Payout:
− - You reach $53,000 and request a $1,500 payout. Your account balance is now $51,500 ($53,000 - $1,500).
− - Target: 5% of $51,500 = $2,575
− - You must grow your new balance to $54,075 ($51,500 + $2,575).
− - For Your Third Payout:
− - You request another $1,000 payout. Your account balance is now $53,075 ($54,075 - $1,000).
− - Target: 4% of $53,075 = $2,123
− - You must grow your new balance to $55,198 ($53,075 + $2,123).
− 2. 20% Consistency Rule
− This is a key performance metric. It ensures that your profits are earned steadily, rather than from a single "lucky" day.
− The Rule: Your single best trading day's profit cannot account for more than 20% of your total accumulated profit at the time of your payout request.
− The Formula: (Best Day's Profit / Total Profit) * 100 = Your Consistency Score
− Example 1: (PASS)
− - You reach a total profit of $3,000.
− - Your single best day was $500.
− - Calculation: ($500 ÷ $3,000) * 100 = 16.7%
− - Result: You PASS (16.7% is less than 20%).
− Example 2: (FAIL)
− - You reach a total profit of $3,000
− - Your single best day was $1,500.
− - Calculation: ($1,500 ÷ $3,000) * 100 = 50%
− - Result: You FAIL (50% is greater than 20%).
− "I failed... how do I fix my score?"
− If your score is too high, you must "fix" your score by accumulating more profits. You need to make that best day equal 20% of a new, larger total profit.
− - Using Example 2:
− - Your best day is $1,500.
− - To find the profit target you need: $1,500 ÷ 0.20 = $7,500
− - You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
− 3. Maximum Payout Amount
− To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size.
− Instant Sim Funded Accounts (purchased before 7/27/2026)
− - $25,000 Account – Max $1,500 per withdrawal
− - $50,000 Account – Max $2,500 per withdrawal
− - $100,000 Account – Max $3,000 per withdrawal
− - $150,000 Account – Max $3,500 per withdrawal
− Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
− - $25,000 Account – Max $1,000 per withdrawal
− - $50,000 Account – Max $2,000 per withdrawal
− - $100,000 Account – Max $2,500 per withdrawal
− - $150,000 Account – Max $3,000 per withdrawal
− For more details, you can find additional information about the Maximum Payout Limits here.
− If your profit exceeds this amount, you can simply request the maximum, and the remaining profit will stay in your account to be withdrawn in a future payout request or as buffer.
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+ - 📈 Instant Sim Funded Account: Payout Requirements
+ 📈 Instant Sim Funded Account: Payout Requirements
+ The three payout requirements on Instant Sim Funded accounts: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount.
+ Updated today
+ Table of contents
+ Congratulations on your Instant Sim Funded Account! To be eligible to request a payout, you must meet three key requirements: the dynamic profit target, the 20% Consistency Rule, and the maximum payout amount for your account size. This article walks through each one with examples.
+ 1. The profit target (dynamic)
+ You must reach a specific profit target to be eligible for each payout. This target is dynamic: it changes for your first three payouts to encourage consistent growth.
+ Payout | Profit target
+ First payout | 6% of your initial account balance
+ Second payout | 5% on top of your new balance (after the first payout is deducted)
+ Third payout and all future payouts | 4% on top of your new balance (after the previous payout is deducted)
+ Example using a $50,000 account
+ Step | Calculation | Balance to reach
+ First payout | |
+ Target | 6% of $50,000 = $3,000 | $53,000
+ Second payout | |
+ Payout requested | $1,500 payout from $53,000 | New balance $51,500
+ Target | 5% of $51,500 = $2,575 | $54,075
+ Third payout | |
+ Payout requested | $1,000 payout from $54,075 | New balance $53,075
+ Target | 4% of $53,075 = $2,123 | $55,198
+ 2. The 20% Consistency Rule
+ This is a key performance metric. It ensures that your profits are earned steadily rather than from a single "lucky" day.
+ Rule detail | How it works
+ The rule | Your single best trading day cannot account for more than 20% of your total accumulated profit at the time of your payout request
+ The formula | (Best day profit / Total profit) x 100 = your consistency score
+ Consistency examples
+ Example | Total profit | Best day | Score | Result
+ Example 1 | $3,000 | $500 | 16.7% | PASS (below 20%)
+ Example 2 | $3,000 | $1,500 | 50% | FAIL (above 20%)
+ "I failed, how do I fix my score?"
+ If your score is too high, you fix it by accumulating more profit. Your best day needs to equal 20% of a new, larger total profit. Using Example 2: your best day is $1,500, so $1,500 / 0.20 = $7,500. You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
+ 3. Maximum payout amount
+ To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size and on when the account was purchased.
+ Account size | Max per payout
+ Instant Sim Funded Accounts (purchased before 7/27/2026) |
+ $25,000 | $1,500
+ $50,000 | $2,500
+ $100,000 | $3,000
+ $150,000 | $3,500
+ Instant Sim Funded Accounts 2.0 (purchased on and after 7/27/2026) |
+ $25,000 | $1,000
+ $50,000 | $2,000
+ $100,000 | $2,500
+ $150,000 | $3,000
+ For more details, see Maximum Payout Until Live Explained.
+ Please note: if your profit exceeds the maximum payout amount, you can simply request the maximum. The remaining profit stays in your account to be withdrawn in a future payout request or to serve as a buffer.

SHA-256 d51a78f72d476e7e033f2e4604355d4f0a98ab26981269679409cb2ea4ccd207

▸Version 2July 27, 2026, 8:47 AM+11−4

Changes shown against Version 1.

3. Maximum Payout Amount
To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size.
Section: Instant Sim Funded Accounts (purchased before 7/27/2026)
− - $25,000 Account: Max $1,500 per withdrawal
− - $50,000 Account: Max $2,500 per withdrawal
− - $100,000 Account: Max $3,000 per withdrawal
− - $150,000 Account: Max $3,500 per withdrawal
+ Instant Sim Funded Accounts (purchased before 7/27/2026)
+ - $25,000 Account – Max $1,500 per withdrawal
+ - $50,000 Account – Max $2,500 per withdrawal
+ - $100,000 Account – Max $3,000 per withdrawal
+ - $150,000 Account – Max $3,500 per withdrawal
+ Instant Sim Funded Accounts 2.0 (Purchased on and after 7/27/2026)
+ - $25,000 Account – Max $1,000 per withdrawal
+ - $50,000 Account – Max $2,000 per withdrawal
+ - $100,000 Account – Max $2,500 per withdrawal
+ - $150,000 Account – Max $3,000 per withdrawal
+ For more details, you can find additional information about the Maximum Payout Limits here.
If your profit exceeds this amount, you can simply request the maximum, and the remaining profit will stay in your account to be withdrawn in a future payout request or as buffer.

SHA-256 f436f27b73750263bcdd68f675820038b2f182e68cdb5a93c456988162d86731

▸Version 1July 26, 2026, 1:47 PM

First archived version.

1. The Profit Target (Dynamic)
You must reach a specific profit target to be eligible for each payout. This target is dynamic, meaning it changes for your first three payouts to encourage consistent growth.
- First Payout: You must make 6% of your initial account balance.
- Second Payout: You must make 5% on top of your new balance (after the first payout is deducted).
- Third Payout (and all future payouts): You must make 4% on top of your new balance (after the previous payout is deducted).
Example using a $50,000 Account:
- For Your First Payout:
- Target: 6% of $50,000 = $3,000
- You must grow your account balance to $53,000.
- For Your Second Payout:
- You reach $53,000 and request a $1,500 payout. Your account balance is now $51,500 ($53,000 - $1,500).
- Target: 5% of $51,500 = $2,575
- You must grow your new balance to $54,075 ($51,500 + $2,575).
- For Your Third Payout:
- You request another $1,000 payout. Your account balance is now $53,075 ($54,075 - $1,000).
- Target: 4% of $53,075 = $2,123
- You must grow your new balance to $55,198 ($53,075 + $2,123).
2. 20% Consistency Rule
This is a key performance metric. It ensures that your profits are earned steadily, rather than from a single "lucky" day.
The Rule: Your single best trading day's profit cannot account for more than 20% of your total accumulated profit at the time of your payout request.
The Formula: (Best Day's Profit / Total Profit) * 100 = Your Consistency Score
Example 1: (PASS)
- You reach a total profit of $3,000.
- Your single best day was $500.
- Calculation: ($500 ÷ $3,000) * 100 = 16.7%
- Result: You PASS (16.7% is less than 20%).
Example 2: (FAIL)
- You reach a total profit of $3,000
- Your single best day was $1,500.
- Calculation: ($1,500 ÷ $3,000) * 100 = 50%
- Result: You FAIL (50% is greater than 20%).
"I failed... how do I fix my score?"
If your score is too high, you must "fix" your score by accumulating more profits. You need to make that best day equal 20% of a new, larger total profit.
- Using Example 2:
- Your best day is $1,500.
- To find the profit target you need: $1,500 ÷ 0.20 = $7,500
- You must grow your total profit to $7,500 (without having another day better than $1,500) to meet the 20% rule.
3. Maximum Payout Amount
To ensure consistent growth and risk management, there is a maximum amount you can withdraw per payout request. This limit is based on your account size.
- $25,000 Account: Max $1,500 per withdrawal
- $50,000 Account: Max $2,500 per withdrawal
- $100,000 Account: Max $3,000 per withdrawal
- $150,000 Account: Max $3,500 per withdrawal
If your profit exceeds this amount, you can simply request the maximum, and the remaining profit will stay in your account to be withdrawn in a future payout request or as buffer.

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