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Instant- / Funding | IQ Capital Help Center
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▸Version 1July 26, 2026, 1:12 PM
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What is a Funded Account?
The Funded Account is the next stage after passing the evaluation and allows you to trade under realistic conditions while qualifying for performance reward payouts.
Are profits withdrawable?
Yes, profits generated in the Funded Account can be paid out according to the performance reward structure.
Account Sizes & Rules
| Rule | $50,000 Account | $100,000 Account |
|---|
| Max Drawdown | $3,000 | $6,000 |
| Max Position Loss | 0.5% | 0.5% |
| Breach Logic | 2x Soft / 3x Hard | 2x Soft / 3x Hard |
| Daily Loss Limit (DLL) | No Limit | No Limit |
| Consistency | 30% | 30% |
| Max Position Size | 5 Minis / 50 Micros | 10 Minis / 100 Micros |
Note:
A soft breach results in the automatic closure of the position. The third violation (hard breach) will result in account termination.
Consistency & Profit Target
In the Funded Account, the profit target is determined by the 30% consistency rule.
Your best trading day may not exceed 30% of your total profits.
The consistency resets after each performance reward payout and is recalculated based on your next highest profit day.
Example
You start with a fresh account and make:
- Day 1: $300 profit
- Day 2: $270 profit
Your highest profit day determines the required profit target.
→ Best Day: $300
Since this may only represent 30% of the total profit:
300 \div 0.30 = 1000
This means you must reach a total profit of $1,000 for your $300 best day to represent only 30% of total profits and satisfy the consistency rule.
As long as you do not exceed $300 profit in a single day, the target remains unchanged.
What happens if I violate a rule?
If you lose the account through a hard breach, you may start a new funded account by paying a reset fee.
Duration
A Funded Account is valid for 30 days.
You may manually extend it in the dashboard for an additional 30 days for $39.
If no extension is purchased, access to the account will permanently expire.
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