VERSION HISTORY
Builder Plan 100k - Comprehensive Guide | My Funded Futures Help Center
Fetches the article and compares it with Version 3.
▸Version 3September 25, 2026, 4:50 PM+1−1
Changes shown against Version 2.
Trader on the Builder 100K clears the buffer and builds $6,500 in total sim profits.
- Buffer: $3,100 (cleared, payout requests now available)
- Net profit above buffer: $3,400, meets the $1,000 minimum for first payout
- Requested payout: $3,000 (within the $3,000 max)
- After 80/20 split, trader receives: $2,400
Transition to Live
After your 5th approved sim payout, you are eligible for a live funded account with Blue Row Capital.
| Builder 100K |
|---|
Max Loss Limit | Locks and remains static once it reaches $100 above the starting balance
| Max Contracts | 3 Minis / 30 Micros |
|---|
Section: Transition to Live
−
| Max Contracts | 3 Minis / 30 Micros |
|---|---|
| Minimum Payout Amount | $1,000 |
+
| Max Contracts | 3 Minis / 30 Micros |
|---|---|
| Minimum Payout Amount | $250 |
| Profit Split (Live) | 80% Trader / 20% Firm |
| Daily Loss Limit (Live) | None |
Live payouts are processed daily and there is no consistency rule on the live account.
Live Post-Breach Cooldown Period Protocol
Following Live account closure due to Maximum Loss breach:
- 21-Day Cooldown Period initiation: All Sim Funded account trading is prohibited.
- New Evaluation purchases, account resets, or additional account acquisitions are prohibited.
Post-Cooldown (21 calendar days):
- Cooldown restrictions are lifted.
SHA-256 f34851c2a633fa4aadb628ad4ff640006a084cd84d7fa2cb24bca3cf707dc3eb
▸Version 2September 24, 2026, 4:50 PM+2−2
Changes shown against Version 1.
- Maximum payout per cycle is $3,000. You keep 80% of what you withdraw.
Payout Example
Trader on the Builder 100K clears the buffer and builds $6,500 in total sim profits.
- Buffer: $3,100 (cleared, payout requests now available)
- Net profit above buffer: $3,400, meets the $1,000 minimum for first payout
- Requested payout: $3,000 (within the $3,000 max)
- After 80/20 split, trader receives: $2,400
Transition to Live
After your 5th approved sim payout, you are eligible for a live funded account with Blue Row Capital.
| Builder 100K |
|---|
| Promotion Trigger | After 5th approved sim payout |
Section: Transition to Live
−
| Builder 100K | |
|---|---|
| Max Loss Limit | Locks once it reaches $100 above the starting balance |
+ Max Loss Limit | Locks and remains static once it reaches $100 above the starting balance
+
| Max Contracts | 3 Minis / 30 Micros |
|---|
| Minimum Payout Amount | $1,000 |
| Live Payout Cycle | Daily |
| Consistency Rule (Live) | None |
−
| Max Contracts | 3 Minis / 30 Micros |
|---|---|
| Inactivity Rule (Live) | 7 Calendar Days |
Live payouts are processed daily and there is no consistency rule on the live account.
Live Post-Breach Cooldown Period Protocol
Following Live account closure due to Maximum Loss breach:
- 21-Day Cooldown Period initiation: All Sim Funded account trading is prohibited.
- New Evaluation purchases, account resets, or additional account acquisitions are prohibited.
Post-Cooldown (21 calendar days):
- Cooldown restrictions are lifted.
- You can continue from your active Sim Funded account (if applicable) and/or purchase new Evaluations or accounts, unless communicated otherwise by the team.
Account Rules
How the EOD Trailing Drawdown Works
The Maximum Loss Limit (MLL) is an End of Day (EOD) trailing drawdown. It does not move intraday. It only adjusts after the market closes each session, based on where your account closed.
- The MLL trails upward as your account equity reaches new end-of-day highs.
SHA-256 e9d4ca41aef55297bc4ed53d8e2c01c91d8ebe162584a90b9a4e3d827a378d06
▸Version 1September 23, 2026, 9:46 AM
First archived version.
Evaluation Stage
MyFundedFutures has adopted a streamlined approach to evaluations.
There are absolutely no activation fees on any of our plans.
| Plan Parameters (Evaluation Stage) | Builder 100K |
|---|
| Starting Balance | $100,000 |
| Profit Target (6%) | $6,000 |
| Max EOD Drawdown (MLL) | $3,000 |
| Soft Daily Loss Limit (Soft Pause) | $1,750 |
| Max Contracts | 6 Minis / 60 Micros |
| Consistency Rule | None |
| Minimum Trading Days | 1 Day |
| T1 News Trading | Allowed |
| Drawdown Model | EOD Trailing |
Soft DLL does not breach your account. Hitting the $1,750 Soft DLL soft‑pauses trading for the rest of the trading session. The account remains open and the evaluation continues the next trading session. Only breaching the Max Loss Limit (MLL) closes the account.
Sim Funded Stage
Once you hit your $6,000 profit target with at least 1 trading day logged, you are promoted to the Sim Funded stage. Your account begins with a $0 balance.
Traders can hold one active Builder Sim Funded account at a time on the Builder 100K plan.
| Builder 100K
| Starting Balance | $0 |
|---|
| Max EOD Drawdown (MLL) | $3,000 |
| Soft Daily Loss Limit (Soft Pause) | $1,750 |
| Max Contracts | 6 Minis / 60 Micros |
| Buffer Required | $3,100 |
| Inactivity Rule | 7 Calendar Days |
| T1 News Trading | Allowed |
Payout Policy
The Builder 100K runs on a $3,000 payout cap per cycle, up to 5 sim payouts, each paid at 80/20 in your favor.
| Builder 100K
| Profit Split | 80/20 - 80% to the Trader |
|---|
| Consistency Rule | 50% |
| Minimum Qualifying Days / Cycle | 2 Days |
| Minimum Payout Amount | $1,000 |
| Maximum Payout Per Cycle | $3,000 |
| Buffer (Must Be Cleared to Request) | $3,100 |
Payout Requirements – Step by Step
- Your buffer must be fully cleared before you can submit any payout request. The buffer equals MLL + $100 or $3,100
- For your first payout: you must have at least $1,000 in net profit above the buffer.
- For all subsequent payouts: you must have at least $1,000 in net profit since your last approved payout.
- You must have traded on at least 2 trading days in the current cycle.
- The 50% consistency rule applies: your single largest profit day cannot represent more than 50% of your total profits in the cycle. This calculation resets after each approved payout.
- Maximum payout per cycle is $3,000. You keep 80% of what you withdraw.
Payout Example
Trader on the Builder 100K clears the buffer and builds $6,500 in total sim profits.
- Buffer: $3,100 (cleared, payout requests now available)
- Net profit above buffer: $3,400, meets the $1,000 minimum for first payout
- Requested payout: $3,000 (within the $3,000 max)
- After 80/20 split, trader receives: $2,400
Transition to Live
After your 5th approved sim payout, you are eligible for a live funded account with Blue Row Capital.
| Builder 100K
| Promotion Trigger | After 5th approved sim payout |
|---|
| Live Account Drawdown | $3,000 EOD Trailing |
| Max Loss Limit | Locks once it reaches $100 above the starting balance |
| Minimum Payout Amount | $1,000 |
| Profit Split (Live) | 80% Trader / 20% Firm |
| Live Payout Cycle | Daily |
| Daily Loss Limit (Live) | None |
| Consistency Rule (Live) | None |
| Max Live Accounts | 1 |
| Inactivity Rule (Live) | 7 Calendar Days |
Live payouts are processed daily and there is no consistency rule on the live account.
Live Post-Breach Cooldown Period Protocol
Following Live account closure due to Maximum Loss breach:
- 21-Day Cooldown Period initiation: All Sim Funded account trading is prohibited.
- New Evaluation purchases, account resets, or additional account acquisitions are prohibited.
Post-Cooldown (21 calendar days):
- Cooldown restrictions are lifted.
- You can continue from your active Sim Funded account (if applicable) and/or purchase new Evaluations or accounts, unless communicated otherwise by the team.
Account Rules
How the EOD Trailing Drawdown Works
The Maximum Loss Limit (MLL) is an End of Day (EOD) trailing drawdown. It does not move intraday. It only adjusts after the market closes each session, based on where your account closed.
- The MLL trails upward as your account equity reaches new end-of-day highs.
- It never moves down.
- The MLL locks permanently once it reaches $100 above the starting balance. From that point, it does not trail further.
How the Soft Daily Loss Limit Works
The Soft DLL ($1,750 on the Builder 100K) is a soft pause, not a breach. If your intraday losses reach the Soft DLL, trading stops for the remainder of that trading session. Your account remains active, and you resume the next trading session as normal.
It applies during both the Evaluation and Sim Funded stages. The only rule that can close your account is breaching the MLL.
News Trading
T1 news trading is allowed during the Evaluation and Sim Funded stages. You may open and hold positions through any scheduled T1 news event without limitation.
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