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Path to Trading Live | Top One Futures Help Center
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▸Version 11October 15, 2026, 6:22 AM+1−1
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Path to Trading Live
How you move from a sim funded account to Pre-Live and Live trading: the transition, live account parameters, scaling, payout policy, and FAQ.
Section: Path to Trading Live
− Updated over a week ago
+ Updated over 2 weeks ago
Table of contents
The following outlines your path to becoming a live trader at Top One Futures without any need to risk your own personal funds: a clear path to live, daily payouts, no maximum withdrawal limits, the consistency rule removed, and the ability to scale up to 5 live accounts.
Transitioning to Pre-Live / Live
After 3 successful payouts from one sim funded account, a risk manager will review your account and either keep you in the sim funded environment for further review, or transition you to a live account. Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
When transitioning to a live / pre-live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim funded accounts is not permitted during this review period.
How do we move funds to Live / Pre-Live?
Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you are fully on live stage) in proportion to the account size traded in sim with the following parameters:
Live acct size | Starting balance | MLL (EOD drawdown) | EOD balance to trigger DD lock | Drawdown lock | DLL | Max contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
SHA-256 e54caad40ac0f749568ad68709aa01278ba6af1df5fe8b7001bda16639f8f5d3
▸Version 10October 9, 2026, 5:40 AM+1−1
Changes shown against Version 9.
Path to Trading Live | Top One Futures Help Center Skip to main content
Top One Futures Home
Top One Futures Home
Search for articles...
- All Collections
- General Rules
- Path to Trading Live
Path to Trading Live
How you move from a sim funded account to Pre-Live and Live trading: the transition, live account parameters, scaling, payout policy, and FAQ.
Section: Path to Trading Live
− Updated this week
+ Updated over a week ago
Table of contents
The following outlines your path to becoming a live trader at Top One Futures without any need to risk your own personal funds: a clear path to live, daily payouts, no maximum withdrawal limits, the consistency rule removed, and the ability to scale up to 5 live accounts.
Transitioning to Pre-Live / Live
After 3 successful payouts from one sim funded account, a risk manager will review your account and either keep you in the sim funded environment for further review, or transition you to a live account. Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
When transitioning to a live / pre-live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim funded accounts is not permitted during this review period.
How do we move funds to Live / Pre-Live?
Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you are fully on live stage) in proportion to the account size traded in sim with the following parameters:
Live acct size | Starting balance | MLL (EOD drawdown) | EOD balance to trigger DD lock | Drawdown lock | DLL | Max contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
SHA-256 8c9e10905ce1c1e0b03ef9bb3600b97c8f55c52078bd6b54eb6132bcf2da3eb4
▸Version 9October 4, 2026, 5:40 AM+1−1
Changes shown against Version 8.
Path to Trading Live | Top One Futures Help Center Skip to main content
Top One Futures Home
Top One Futures Home
Search for articles...
- All Collections
- General Rules
- Path to Trading Live
Path to Trading Live
How you move from a sim funded account to Pre-Live and Live trading: the transition, live account parameters, scaling, payout policy, and FAQ.
Section: Path to Trading Live
− Updated yesterday
+ Updated this week
Table of contents
The following outlines your path to becoming a live trader at Top One Futures without any need to risk your own personal funds: a clear path to live, daily payouts, no maximum withdrawal limits, the consistency rule removed, and the ability to scale up to 5 live accounts.
Transitioning to Pre-Live / Live
After 3 successful payouts from one sim funded account, a risk manager will review your account and either keep you in the sim funded environment for further review, or transition you to a live account. Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
When transitioning to a live / pre-live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim funded accounts is not permitted during this review period.
How do we move funds to Live / Pre-Live?
Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you are fully on live stage) in proportion to the account size traded in sim with the following parameters:
Live acct size | Starting balance | MLL (EOD drawdown) | EOD balance to trigger DD lock | Drawdown lock | DLL | Max contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
SHA-256 53d47428b608567e243ffc49ad5cc4b111cb2479ec1b3798ca7aec62b38c8108
▸Version 8October 3, 2026, 5:55 AM+1−1
Changes shown against Version 7.
Path to Trading Live | Top One Futures Help Center Skip to main content
Top One Futures Home
Top One Futures Home
Search for articles...
- All Collections
- General Rules
- Path to Trading Live
Path to Trading Live
How you move from a sim funded account to Pre-Live and Live trading: the transition, live account parameters, scaling, payout policy, and FAQ.
Section: Path to Trading Live
− Updated today
+ Updated yesterday
Table of contents
The following outlines your path to becoming a live trader at Top One Futures without any need to risk your own personal funds: a clear path to live, daily payouts, no maximum withdrawal limits, the consistency rule removed, and the ability to scale up to 5 live accounts.
Transitioning to Pre-Live / Live
After 3 successful payouts from one sim funded account, a risk manager will review your account and either keep you in the sim funded environment for further review, or transition you to a live account. Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
When transitioning to a live / pre-live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim funded accounts is not permitted during this review period.
How do we move funds to Live / Pre-Live?
Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you are fully on live stage) in proportion to the account size traded in sim with the following parameters:
Live acct size | Starting balance | MLL (EOD drawdown) | EOD balance to trigger DD lock | Drawdown lock | DLL | Max contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
SHA-256 8ff97e3750f5d1f0750b83f436d68bed30f42a409ca3c7a48074b3bcf962992e
▸Version 7October 1, 2026, 8:24 PM+79−90
Changes shown against Version 6.
Section: Path to Trading Live
− Top One Futures Path To Trading Live
− ✅ Clear Path to Live
− ✅ Daily Payouts
− ✅ No Maximum Withdrawal Limits
− ✅ Consistency Rule Removed
− ✅ Scale up to 5 Live Accounts
− The following outlines your path to becoming a live trader without any need to risk your own personal funds.
+ Path to Trading Live | Top One Futures Help Center Skip to main content
+ Top One Futures Home
+ Top One Futures Home
+ Search for articles...
+ - All Collections
+ - General Rules
+ - Path to Trading Live
+ Path to Trading Live
+ How you move from a sim funded account to Pre-Live and Live trading: the transition, live account parameters, scaling, payout policy, and FAQ.
+ Updated today
+ Table of contents
+ The following outlines your path to becoming a live trader at Top One Futures without any need to risk your own personal funds: a clear path to live, daily payouts, no maximum withdrawal limits, the consistency rule removed, and the ability to scale up to 5 live accounts.
Transitioning to Pre-Live / Live
Section: Transitioning to Pre-Live / Live
− After 3 successful payouts from one sim funded account, a risk manager will review your account and either:
− - Keep you in the sim funded environment for further review
− - Transition you to a live account
− Note: Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
+ After 3 successful payouts from one sim funded account, a risk manager will review your account and either keep you in the sim funded environment for further review, or transition you to a live account. Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
When transitioning to a live / pre-live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim funded accounts is not permitted during this review period.
Section: How do we move funds to Live / Pre-Live?
− How Do We Move Funds to Live / Pre Live?
− Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you're fully on live stage) in proportion to the account size traded in sim with the following parameters.
− Live Acct Size | Starting Balance | MLL - EOD Drawdown | EOD Balance to Trigger DD Lock | Drawdown Lock | DLL | Max Contracts
+ How do we move funds to Live / Pre-Live?
+ Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you are fully on live stage) in proportion to the account size traded in sim with the following parameters:
+ Live acct size | Starting balance | MLL (EOD drawdown) | EOD balance to trigger DD lock | Drawdown lock | DLL | Max contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
Section: What is the Pre-Live stage and why does it exist?
− What is the Pre-Live Stage and Why Does It Exist?
− Based on trader behavior and breach patterns, many successful SIM traders struggle with the psychological transitioning to live trading.
− To bridge that gap, we created the Pre-Live stage. An opportunity for you to continue earning sim profits with the same benefits of the live program, while making the shift to trading fully live capital.
+ What is the Pre-Live stage and why does it exist?
+ Based on trader behavior and breach patterns, many successful SIM traders struggle with the psychological transition to live trading. To bridge that gap, we created the Pre-Live stage: an opportunity for you to continue earning sim profits with the same benefits of the live program, while making the shift to trading fully live capital.
The Pre-Live environment allows us to:
− - Assess how a trader handles live-market psychology and risk management under real-time pressure with the same starting balance as their sim-account.
− - Protect firm capital from immediate exposure to high-risk behavior
− - Smooth out the Live transition by evaluating traders in a realistic yet controlled setting
− What Traders Gain in Pre-Live:
− Trader receives all these benefits trading a Pre-Live Account:
− - The same drawdown levels and contract sizing as live
− - No Consistency Rule
− - No Daily Loss Limit
− - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
− - 80/20 Profit Splits
− - Withdraw-able profits are profits created in excess of your starting balance.
− Contract Scaling Plan Pre Live / Live (Mini/Micos)
− | 25K | 50K | 100K | 150K
− Max Contracts | 1 | 3 | 5 | 7
− Simulated Profits: | | | |
+ - Assess how a trader handles live-market psychology and risk management under real-time pressure with the same starting balance as their sim account.
+ - Protect firm capital from immediate exposure to high-risk behavior.
+ - Smooth out the Live transition by evaluating traders in a realistic yet controlled setting.
+ What traders gain in Pre-Live
+ Trader receives all these benefits trading a Pre-Live account:
+ Benefit | Detail
+ Same parameters as live | The same drawdown levels and contract sizing as live
+ No Consistency Rule | The consistency rule does not apply
+ No Daily Loss Limit | There is no DLL on Pre-Live
+ Daily payouts | Payouts are available every 24 hours after the previous payout is approved (minimum payout $200)
+ Profit split | 80/20 profit splits
+ Withdrawable profits | Profits created in excess of your starting balance
+ Contract scaling plan Pre-Live / Live (Minis / Micros)
+ Simulated profits | 25K (max 1) | 50K (max 3) | 100K (max 5) | 150K (max 7)
$0 - $1,499 | 1 / 10 | 1 / 10 | 2 / 20 | 3 / 30
Section: Contract scaling plan Pre-Live / Live (Minis / Micros)
− $1,500 - $1,999 | - | 2 / 20 | 3 / 30 | 4 / 40
− $2,000 - $2,999 | - | 3 / 30 | 4 / 40 | 5 / 50
− $3,000 - $4,499 | - | - | 5 / 50 | 6 / 60
− $4,500+ | - | - | - | 7 / 70
− What Comes Next?
− Once you’ve shown profitability and discipline in Pre-Live by achieving the following milestones, you will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions.
− Live Account Size | Max Withdrawals | Transition to Fully Live
− $25K | $2,000 | ✅
− $50K | $4,000 | ✅
− $100K | $8,000 | ✅
− $150K | $12,000 | ✅
− Breach Policy
− Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
− Pre-Live Evaluation Purchase & Progression Rules
− While in the Pre-Live stage, you are allowed to purchase and trade on one Evaluation account only.
− However, during this stage:
+ $1,500 - $1,999 | n/a | 2 / 20 | 3 / 30 | 4 / 40
+ $2,000 - $2,999 | n/a | 3 / 30 | 4 / 40 | 5 / 50
+ $3,000 - $4,499 | n/a | n/a | 5 / 50 | 6 / 60
+ $4,500+ | n/a | n/a | n/a | 7 / 70
+ What comes next?
+ Once you have shown profitability and discipline in Pre-Live by achieving the following milestones, you will be upgraded to a brokerage account, where real capital is deployed and you will begin trading under full Live conditions.
+ Live account size | Max withdrawals | Transition to fully Live
+ $25K | $2,000 | Yes
+ $50K | $4,000 | Yes
+ $100K | $8,000 | Yes
+ $150K | $12,000 | Yes
+ Pre-Live Evaluation purchase and progression rules
+ While in the Pre-Live stage, you are allowed to purchase and trade on one Evaluation account only. During this stage:
- Trading is only allowed on ONE Evaluation account (no sim funded)
- No payouts can be requested from newly purchased Evaluation accounts
- Progression to a Funded account is restricted until you exit Pre-Live/Live
Moving from Pre-Live to Live
Traders will start with one (1) live account. Based on the number of qualifying sim accounts, traders will receive another live account each time the previously granted live account reaches the following balance:
Section: Moving from Pre-Live to Live
− Live Account Size | EOD Balance | Receive Another Live Account
− $25K | $1,100 | ✅
− $50K | $2,100 | ✅
− $100K | $3,100 | ✅
− $150K | $4,100 | ✅
− Example:
− - When a $50K live account achieves an end of day balance of $2,100, Trader will be granted their 2nd $50K live account.
− - When the trader achieves an end of day balance of $2,100 on their 2nd live $50K account, Trader will be granted their 3rd $50K live account.
− Live Payout Policy
− - No Payout Caps - Unlimited Withdrawals
− - No Consistency Rule
− - No Daily Loss Limit
− - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
− - Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20
− - Withdraw-able profits are profits created in excess of your starting balance.
− - Scaling up to 5 accounts.
− Breach Policy
− Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
− Frequently Asked Questions
+ Live account size | EOD balance | Receive another live account
+ $25K | $1,100 | Yes
+ $50K | $2,100 | Yes
+ $100K | $3,100 | Yes
+ $150K | $4,100 | Yes
+ Example: when a $50K live account achieves an end of day balance of $2,100, the trader will be granted their 2nd $50K live account. When the trader achieves an end of day balance of $2,100 on their 2nd live $50K account, the trader will be granted their 3rd $50K live account.
+ Live payout policy
+ Policy | Detail
+ Payout caps | No payout caps, unlimited withdrawals
+ Consistency Rule | None
+ Daily Loss Limit | None
+ Daily payouts | Payouts are available every 24 hours after the previous payout is approved (minimum payout $200)
+ Profit split | When a trader is moved to a live account, their profit split will go from 90/10 to 80/20
+ Withdrawable profits | Profits created in excess of your starting balance
+ Scaling | Up to 5 accounts
+ Breach policy
+ Should the trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased, and the trader may purchase and trade one sim funded account at a time.
+ Frequently asked questions
How many payouts do I need before I can go live?
Section: Frequently asked questions
− For most accounts, you need 3 successful payouts.
− Elite Daily accounts are the exception and require 5 successful payouts.
− In some cases a trader may be transitioned to a Live Account sooner, but the numbers above are the standard requirement.
+ For most accounts, you need 3 successful payouts. Elite Daily accounts are the exception and require 5 successful payouts. In some cases a trader may be transitioned to a Live Account sooner, but the numbers above are the standard requirement.
If I get selected to move to live, can I choose to stay in Sim Funding?
No. If you are selected to move to live, your options are to begin trading live or to close your Sim Funded account. You may not voluntarily close your live account and move back to Sim. Sim trading should be seen as a gateway to trading live, having your consistency rule removed, receiving unlimited payouts, and scaling your capital. Any attempts to intentionally breach accounts to remain in Sim is strictly prohibited and may result in having trading privileges revoked.
− What are the Benefits of trading a Live Account versus Sim?
− If you are selected to move to trading live, you have the ability to earn an unlimited income with no withdrawal limits as a professional trader. Not only will your consistency rule be removed, you’ll have the ability to withdraw profits every 24 hours.
+ What are the benefits of trading a Live account versus Sim?
+ If you are selected to move to trading live, you have the ability to earn an unlimited income with no withdrawal limits as a professional trader. Not only will your consistency rule be removed, you will have the ability to withdraw profits every 24 hours.
How long does it take to receive my live account?
− Once you’ve been approved to move to live, your live account will be set up with the broker in 2-3 weeks.
+ Once you have been approved to move to live, your live account will be set up with the broker in 2 to 3 weeks.
What is the minimum withdrawal?
The minimum withdrawal amount is $200.
Can I withdraw from my starting balance?
− No. Withdrawals are available from profits created on top of your starting balance.
− Example: On a live account, you will start with a $0 balance. You must have a positive balance in order to withdraw.
− Can I purchase or continue to trade an Evaluation account or Sim Funded Account if I’m trading in a live account?
− No, once you are trading live, you may not purchase additional accounts unless you are in the Pre-Live stage.
− If you are in the Pre-Live stage, you may purchase and trade on one Evaluation account. However:
− - You will not be eligible for payouts on that Evaluation account
− - You will not be able to upgrade to a SIM Funded account while in Pre-Live
− What will happen to my Sim Funded Accounts when I'm in a live account?
+ No. Withdrawals are available from profits created on top of your starting balance. Example: on a live account, you will start with a $0 balance. You must have a positive balance in order to withdraw.
+ Can I purchase or continue to trade an Evaluation account or Sim Funded account if I am trading in a live account?
+ No, once you are trading live, you may not purchase additional accounts unless you are in the Pre-Live stage. If you are in the Pre-Live stage, you may purchase and trade on one Evaluation account. However, you will not be eligible for payouts on that Evaluation account, and you will not be able to upgrade to a SIM Funded account while in Pre-Live.
+ What will happen to my Sim Funded accounts when I am in a live account?
If you have an active account when you transition to a Live Account, that account will be closed.
What if I lose my live account?
Should you lose your Live Account, the risk management team will determine the appropriate next steps for the trader, based on their trading activities across all accounts associated with their profile.
− What are the costs in the Live Account?
+ What are the costs in the Live account?
There are no account or platform costs in live, but as a live trader, you are responsible for the professional market data. You will need to subscribe to receive Professional Data Subscription(s). Top One Futures does not make a profit on these data fees. Our trading platform charges us these fees that are passed along to you as the trader.
− - CME Exchange - $140/mo
− - NYMEX Exchange - $140/mo
− - COMEX Exchange - $140/mo
− - CBOT Exchange - $140/mo
− (Most traders chose one exchange, but you may subscribe to multiple.)
− Note: This is only available for Live Accounts, we don't offer professional or Level 2 data on SIM Accounts.
− Am I trading real capital once I go live?
− Yes, Top One Futures does provide access to real capital, but most traders will first be placed in a pre-live trading environment that mirrors their Sim Funded account conditions. This stage is designed to validate consistent, disciplined performance.
+ Exchange | Monthly fee
+ CME Exchange | $140/mo
+ NYMEX Exchange | $140/mo
+ COMEX Exchange | $140/mo
+ CBOT Exchange | $140/mo
+ Most traders choose one exchange, but you may subscribe to multiple. Note: this is only available for Live Accounts, we do not offer professional or Level 2 data on SIM Accounts.
+ Am I trading real capital once I go live? Yes, Top One Futures does provide access to real capital, but most traders will first be placed in a pre-live trading environment that mirrors their Sim Funded account conditions. This stage is designed to validate consistent, disciplined performance.
SHA-256 60628543f7032a9c40b8a29aa31364bccd60aed21a7d1cc18e884ba6e833ea1f
▸Version 6September 29, 2026, 2:12 PM+1−0
Changes shown against Version 5.
- You will not be able to upgrade to a SIM Funded account while in Pre-Live
What will happen to my Sim Funded Accounts when I'm in a live account?
If you have an active account when you transition to a Live Account, that account will be closed.
What if I lose my live account?
Should you lose your Live Account, the risk management team will determine the appropriate next steps for the trader, based on their trading activities across all accounts associated with their profile.
What are the costs in the Live Account?
There are no account or platform costs in live, but as a live trader, you are responsible for the professional market data. You will need to subscribe to receive Professional Data Subscription(s). Top One Futures does not make a profit on these data fees. Our trading platform charges us these fees that are passed along to you as the trader.
- CME Exchange - $140/mo
- NYMEX Exchange - $140/mo
- COMEX Exchange - $140/mo
- CBOT Exchange - $140/mo
(Most traders chose one exchange, but you may subscribe to multiple.)
Section: What are the costs in the Live Account?
+ Note: This is only available for Live Accounts, we don't offer professional or Level 2 data on SIM Accounts.
Am I trading real capital once I go live?
Yes, Top One Futures does provide access to real capital, but most traders will first be placed in a pre-live trading environment that mirrors their Sim Funded account conditions. This stage is designed to validate consistent, disciplined performance.
SHA-256 1b41d71e37c70c876f1b152b10386abb8d545fd8846d78653d55c7c78eb6d69c
▸Version 5September 4, 2026, 2:12 PM+34−33
Changes shown against Version 4.
Top One Futures Path To Trading Live
✅ Clear Path to Live
✅ Daily Payouts
✅ No Maximum Withdrawal Limits
✅ Consistency Rule Removed
✅ Scale up to 5 Live Accounts
The following outlines your path to becoming a live trader without any need to risk your own personal funds.
Section: Transitioning to Pre-Live / Live
− Transitioning to Live
+ Transitioning to Pre-Live / Live
After 3 successful payouts from one sim funded account, a risk manager will review your account and either:
- Keep you in the sim funded environment for further review
- Transition you to a live account
Note: Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
− When transitioning to a live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim accounts is not permitted during this review period.
− When transitioning to Live, Trader will start with a maximum of one (1) live account, with the ability to scale up to 5 live accounts.
− How Do We Move Funds to Live?
− Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5) in proportion to the account size traded in sim with the following parameters.
+ When transitioning to a live / pre-live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim funded accounts is not permitted during this review period.
+ How Do We Move Funds to Live / Pre Live?
+ Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5, when you're fully on live stage) in proportion to the account size traded in sim with the following parameters.
Live Acct Size | Starting Balance | MLL - EOD Drawdown | EOD Balance to Trigger DD Lock | Drawdown Lock | DLL | Max Contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
Section: Moving from Pre-Live to Live
− Traders will start with one (1) live account. Based on the number of qualifying sim accounts, traders will receive another live account each time the previously granted live account reaches the following balance:
− Live Account Size | EOD Balance | Receive Another Live Account
− $25K | $1,100 | ✅
− $50K | $2,100 | ✅
− $100K | $3,100 | ✅
− $150K | $4,100 | ✅
− Example:
− - When a $50K live account achieves an end of day balance of $2,100, Trader will be granted their 2nd $50K live account.
− - When the trader achieves an end of day balance of $2,100 on their 2nd live $50K account, Trader will be granted their 3rd $50K live account.
− Live Payout Policy
− - No Payout Caps - Unlimited Withdrawals
− - No Consistency Rule
− - No Daily Loss Limit
− - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
− - Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20
− - Withdraw-able profits are profits created in excess of your starting balance.
What is the Pre-Live Stage and Why Does It Exist?
Based on trader behavior and breach patterns, many successful SIM traders struggle with the psychological transitioning to live trading.
To bridge that gap, we created the Pre-Live stage. An opportunity for you to continue earning sim profits with the same benefits of the live program, while making the shift to trading fully live capital.
The Pre-Live environment allows us to:
- Assess how a trader handles live-market psychology and risk management under real-time pressure with the same starting balance as their sim-account.
- Protect firm capital from immediate exposure to high-risk behavior
- Smooth out the Live transition by evaluating traders in a realistic yet controlled setting
What Traders Gain in Pre-Live:
Section: What Traders Gain in Pre-Live:
− Trader receives all the benefits of Live without the firm being exposed to the full downside risk.
+ Trader receives all these benefits trading a Pre-Live Account:
- The same drawdown levels and contract sizing as live
- No Consistency Rule
- No Daily Loss Limit
- Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
- 80/20 Profit Splits
- Withdraw-able profits are profits created in excess of your starting balance.
Section: Contract Scaling Plan Pre Live / Live (Mini/Micos)
+ Contract Scaling Plan Pre Live / Live (Mini/Micos)
+ | 25K | 50K | 100K | 150K
+ Max Contracts | 1 | 3 | 5 | 7
+ Simulated Profits: | | | |
+ $0 - $1,499 | 1 / 10 | 1 / 10 | 2 / 20 | 3 / 30
+ $1,500 - $1,999 | - | 2 / 20 | 3 / 30 | 4 / 40
+ $2,000 - $2,999 | - | 3 / 30 | 4 / 40 | 5 / 50
+ $3,000 - $4,499 | - | - | 5 / 50 | 6 / 60
+ $4,500+ | - | - | - | 7 / 70
What Comes Next?
Once you’ve shown profitability and discipline in Pre-Live by achieving the following milestones, you will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions.
Live Account Size | Max Withdrawals | Transition to Fully Live
$25K | $2,000 | ✅
$50K | $4,000 | ✅
$100K | $8,000 | ✅
$150K | $12,000 | ✅
Breach Policy
Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
− Contract Scaling Plan (Mini/Micos)
− | 25K | 50K | 100K | 150K
− Max Contracts | 1 | 3 | 5 | 7
− Simulated Profits: | | | |
− $0 - $1,499 | 1 / 10 | 1 / 10 | 2 / 20 | 3 / 30
− $1,500 - $1,999 | - | 2 / 20 | 3 / 30 | 4 / 40
− $2,000 - $2,999 | - | 3 / 30 | 4 / 40 | 5 / 50
− $3,000 - $4,499 | - | - | 5 / 50 | 6 / 60
− $4,500+ | - | - | - | 7 / 70
Pre-Live Evaluation Purchase & Progression Rules
While in the Pre-Live stage, you are allowed to purchase and trade on one Evaluation account only.
However, during this stage:
- Trading is only allowed on ONE Evaluation account (no sim funded)
- No payouts can be requested from newly purchased Evaluation accounts
- Progression to a Funded account is restricted until you exit Pre-Live/Live
Section: Moving from Pre-Live to Live
− What Comes Next?
− Once you’ve shown consistent profitability and discipline in Pre-Live, your account will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions. This tiered approach allows us to responsibly allocate funds while giving traders every opportunity to prove they’re ready without disrupting your payout cycle or forcing you to “start over.”
+ Moving from Pre-Live to Live
+ Traders will start with one (1) live account. Based on the number of qualifying sim accounts, traders will receive another live account each time the previously granted live account reaches the following balance:
+ Live Account Size | EOD Balance | Receive Another Live Account
+ $25K | $1,100 | ✅
+ $50K | $2,100 | ✅
+ $100K | $3,100 | ✅
+ $150K | $4,100 | ✅
+ Example:
+ - When a $50K live account achieves an end of day balance of $2,100, Trader will be granted their 2nd $50K live account.
+ - When the trader achieves an end of day balance of $2,100 on their 2nd live $50K account, Trader will be granted their 3rd $50K live account.
+ Live Payout Policy
+ - No Payout Caps - Unlimited Withdrawals
+ - No Consistency Rule
+ - No Daily Loss Limit
+ - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
+ - Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20
+ - Withdraw-able profits are profits created in excess of your starting balance.
+ - Scaling up to 5 accounts.
+ Breach Policy
+ Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
Frequently Asked Questions
How many payouts do I need before I can go live?
For most accounts, you need 3 successful payouts.
Elite Daily accounts are the exception and require 5 successful payouts.
In some cases a trader may be transitioned to a Live Account sooner, but the numbers above are the standard requirement.
If I get selected to move to live, can I choose to stay in Sim Funding?
No. If you are selected to move to live, your options are to begin trading live or to close your Sim Funded account. You may not voluntarily close your live account and move back to Sim. Sim trading should be seen as a gateway to trading live, having your consistency rule removed, receiving unlimited payouts, and scaling your capital. Any attempts to intentionally breach accounts to remain in Sim is strictly prohibited and may result in having trading privileges revoked.
What are the Benefits of trading a Live Account versus Sim?
If you are selected to move to trading live, you have the ability to earn an unlimited income with no withdrawal limits as a professional trader. Not only will your consistency rule be removed, you’ll have the ability to withdraw profits every 24 hours.
How long does it take to receive my live account?
Once you’ve been approved to move to live, your live account will be set up with the broker in 2-3 weeks.
What is the minimum withdrawal?
SHA-256 845a759b67f829c3efec3ed100af61314f2b24b8e32c715fe3c1b4a080c54403
▸Version 4August 1, 2026, 7:12 AM+24−10
Changes shown against Version 3.
Top One Futures Path To Trading Live
✅ Clear Path to Live
✅ Daily Payouts
✅ No Maximum Withdrawal Limits
✅ Consistency Rule Removed
Section: Top One Futures Path To Trading Live
+ ✅ Scale up to 5 Live Accounts
The following outlines your path to becoming a live trader without any need to risk your own personal funds.
Transitioning to Live
Section: Transitioning to Live
− After 3 successful payouts from one account, a risk manager will review your account and either:
− - Keep you in the Sim Funded environment for further review
− - Transition you to a Live Account
− Note: Top One Futures may transition you to a Live Account sooner than your third payout depending on your trading history.
− When transitioning to a live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on SIM accounts is not permitted during this review period.
− When transitioning to Live, Trader will start with a maximum of one (1) Live Account, with the ability to scale up to 5 live accounts.
+ After 3 successful payouts from one sim funded account, a risk manager will review your account and either:
+ - Keep you in the sim funded environment for further review
+ - Transition you to a live account
+ Note: Top One Futures may transition you to a live account sooner than your third payout depending on your trading history.
+ When transitioning to a live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on sim accounts is not permitted during this review period.
+ When transitioning to Live, Trader will start with a maximum of one (1) live account, with the ability to scale up to 5 live accounts.
How Do We Move Funds to Live?
Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5) in proportion to the account size traded in sim with the following parameters.
Live Acct Size | Starting Balance | MLL - EOD Drawdown | EOD Balance to Trigger DD Lock | Drawdown Lock | DLL | Max Contracts
$25K | $0 | $1,000 | $1,100 | $100 | None | 1
$50K | $0 | $2,000 | $2,100 | $100 | None | 3
$100K | $0 | $3,000 | $3,100 | $100 | None | 5
$150K | $0 | $4,000 | $4,100 | $100 | None | 7
− Traders will start with one (1) live account. Based on the number of qualifying sim accounts, traders will receive another live account each time the previously granted live account reaches a total of 5% in end of day profits.
+ Traders will start with one (1) live account. Based on the number of qualifying sim accounts, traders will receive another live account each time the previously granted live account reaches the following balance:
+ Live Account Size | EOD Balance | Receive Another Live Account
+ $25K | $1,100 | ✅
+ $50K | $2,100 | ✅
+ $100K | $3,100 | ✅
+ $150K | $4,100 | ✅
Example:
− - When a $50K live account achieves at least 5% in profits ($2,500), Trader will be granted their 2nd $50K live account.
− - When the trader achieves at least 5% in profits ($2,500) on their 2nd live $50K account, Trader will be granted their 3rd $50K live account.
+ - When a $50K live account achieves an end of day balance of $2,100, Trader will be granted their 2nd $50K live account.
+ - When the trader achieves an end of day balance of $2,100 on their 2nd live $50K account, Trader will be granted their 3rd $50K live account.
Live Payout Policy
- No Payout Caps - Unlimited Withdrawals
- No Consistency Rule
- No Daily Loss Limit
- Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
- Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20
- Withdraw-able profits are profits created in excess of your starting balance.
What is the Pre-Live Stage and Why Does It Exist?
Based on trader behavior and breach patterns, many successful SIM traders struggle with the psychological transitioning to live trading.
To bridge that gap, we created the Pre-Live stage. An opportunity for you to continue earning sim profits with the same benefits of the live program, while making the shift to trading fully live capital.
The Pre-Live environment allows us to:
- Assess how a trader handles live-market psychology and risk management under real-time pressure with the same starting balance as their sim-account.
- Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
- 80/20 Profit Splits
- Withdraw-able profits are profits created in excess of your starting balance.
What Comes Next?
Once you’ve shown profitability and discipline in Pre-Live by achieving the following milestones, you will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions.
Live Account Size | Max Withdrawals | Transition to Fully Live
$25K | $2,000 | ✅
$50K | $4,000 | ✅
$100K | $8,000 | ✅
$150K | $12,000 | ✅
Breach Policy
Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
Section: Contract Scaling Plan (Mini/Micos)
− Contract Scaling Plan
+ Contract Scaling Plan (Mini/Micos)
+ | 25K | 50K | 100K | 150K
+ Max Contracts | 1 | 3 | 5 | 7
+ Simulated Profits: | | | |
+ $0 - $1,499 | 1 / 10 | 1 / 10 | 2 / 20 | 3 / 30
+ $1,500 - $1,999 | - | 2 / 20 | 3 / 30 | 4 / 40
+ $2,000 - $2,999 | - | 3 / 30 | 4 / 40 | 5 / 50
+ $3,000 - $4,499 | - | - | 5 / 50 | 6 / 60
+ $4,500+ | - | - | - | 7 / 70
Pre-Live Evaluation Purchase & Progression Rules
While in the Pre-Live stage, you are allowed to purchase and trade on one Evaluation account only.
However, during this stage:
- Trading is only allowed on ONE Evaluation account (no sim funded)
- No payouts can be requested from newly purchased Evaluation accounts
- Progression to a Funded account is restricted until you exit Pre-Live/Live
What Comes Next?
Once you’ve shown consistent profitability and discipline in Pre-Live, your account will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions. This tiered approach allows us to responsibly allocate funds while giving traders every opportunity to prove they’re ready without disrupting your payout cycle or forcing you to “start over.”
Frequently Asked Questions
How many payouts do I need before I can go live?
For most accounts, you need 3 successful payouts.
Elite Daily accounts are the exception and require 5 successful payouts.
SHA-256 e9d901d298ca27eb7ef2f458a8c3c6b4157abe04c9e5a0bb2a08901008de7900
▸Version 3July 31, 2026, 7:02 AM+7−7
Changes shown against Version 2.
- 80/20 Profit Splits
- Withdraw-able profits are profits created in excess of your starting balance.
What Comes Next?
Once you’ve shown profitability and discipline in Pre-Live by achieving the following milestones, you will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions.
Live Account Size | Max Withdrawals | Transition to Fully Live
$25K | $2,000 | ✅
$50K | $4,000 | ✅
$100K | $8,000 | ✅
$150K | $12,000 | ✅
Breach Policy
Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
Contract Scaling Plan
Section: Pre-Live Evaluation Purchase & Progression Rules
− Pre-Live Challenge Purchase & Progression Rules
− While in the Pre-Live stage, you are allowed to purchase and trade on one challenge account only.
+ Pre-Live Evaluation Purchase & Progression Rules
+ While in the Pre-Live stage, you are allowed to purchase and trade on one Evaluation account only.
However, during this stage:
− - Trading is only allowed on ONE CHALLENGE account (no sim funded)
− - No payouts can be requested from newly purchased challenge accounts
+ - Trading is only allowed on ONE Evaluation account (no sim funded)
+ - No payouts can be requested from newly purchased Evaluation accounts
- Progression to a Funded account is restricted until you exit Pre-Live/Live
What Comes Next?
Once you’ve shown consistent profitability and discipline in Pre-Live, your account will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions. This tiered approach allows us to responsibly allocate funds while giving traders every opportunity to prove they’re ready without disrupting your payout cycle or forcing you to “start over.”
Frequently Asked Questions
How many payouts do I need before I can go live?
For most accounts, you need 3 successful payouts.
Elite Daily accounts are the exception and require 5 successful payouts.
In some cases a trader may be transitioned to a Live Account sooner, but the numbers above are the standard requirement.
If I get selected to move to live, can I choose to stay in Sim Funding?
No. If you are selected to move to live, your options are to begin trading live or to close your Sim Funded account. You may not voluntarily close your live account and move back to Sim. Sim trading should be seen as a gateway to trading live, having your consistency rule removed, receiving unlimited payouts, and scaling your capital. Any attempts to intentionally breach accounts to remain in Sim is strictly prohibited and may result in having trading privileges revoked.
What are the Benefits of trading a Live Account versus Sim?
If you are selected to move to trading live, you have the ability to earn an unlimited income with no withdrawal limits as a professional trader. Not only will your consistency rule be removed, you’ll have the ability to withdraw profits every 24 hours.
How long does it take to receive my live account?
Once you’ve been approved to move to live, your live account will be set up with the broker in 2-3 weeks.
What is the minimum withdrawal?
The minimum withdrawal amount is $200.
Can I withdraw from my starting balance?
No. Withdrawals are available from profits created on top of your starting balance.
Example: On a live account, you will start with a $0 balance. You must have a positive balance in order to withdraw.
Section: Can I purchase or continue to trade an Evaluation account or Sim Funded Account if I’m trading in a live account?
− Can I purchase or continue to trade a challenge account or Sim Funded Account if I’m trading in a live account?
+ Can I purchase or continue to trade an Evaluation account or Sim Funded Account if I’m trading in a live account?
No, once you are trading live, you may not purchase additional accounts unless you are in the Pre-Live stage.
− If you are in the Pre-Live stage, you may purchase and trade on one challenge account. However:
− - You will not be eligible for payouts on that challenge account
+ If you are in the Pre-Live stage, you may purchase and trade on one Evaluation account. However:
+ - You will not be eligible for payouts on that Evaluation account
- You will not be able to upgrade to a SIM Funded account while in Pre-Live
What will happen to my Sim Funded Accounts when I'm in a live account?
If you have an active account when you transition to a Live Account, that account will be closed.
What if I lose my live account?
Should you lose your Live Account, the risk management team will determine the appropriate next steps for the trader, based on their trading activities across all accounts associated with their profile.
What are the costs in the Live Account?
There are no account or platform costs in live, but as a live trader, you are responsible for the professional market data. You will need to subscribe to receive Professional Data Subscription(s). Top One Futures does not make a profit on these data fees. Our trading platform charges us these fees that are passed along to you as the trader.
- CME Exchange - $140/mo
- NYMEX Exchange - $140/mo
- COMEX Exchange - $140/mo
- CBOT Exchange - $140/mo
(Most traders chose one exchange, but you may subscribe to multiple.)
SHA-256 6c7ef13ab1564bd23ce05200220b64140e536cb52ede6ead8aad975946385e20
▸Version 2July 27, 2026, 3:42 PM+48−54
Changes shown against Version 1.
Top One Futures Path To Trading Live
✅ Clear Path to Live
✅ Daily Payouts
✅ No Maximum Withdrawal Limits
✅ Consistency Rule Removed
The following outlines your path to becoming a live trader without any need to risk your own personal funds.
Transitioning to Live
After 3 successful payouts from one account, a risk manager will review your account and either:
- Keep you in the Sim Funded environment for further review
- Transition you to a Live Account
Section: Transitioning to Live
− Note: Top One Futures may transition you to a Live Account sooner than your third payout.
− When transitioning to a live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on SIM funded accounts is not permitted during this review period.
− When transitioning to Live, Trader will start with a maximum of one (1) Live Account. If you have any other accounts, they will be closed.
+ Note: Top One Futures may transition you to a Live Account sooner than your third payout depending on your trading history.
+ When transitioning to a live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on SIM accounts is not permitted during this review period.
+ When transitioning to Live, Trader will start with a maximum of one (1) Live Account, with the ability to scale up to 5 live accounts.
+ How Do We Move Funds to Live?
+ Rather than carrying over a capped amount of sim profits as was our previous policy, traders will receive live accounts (scaling up to 5) in proportion to the account size traded in sim with the following parameters.
+ Live Acct Size | Starting Balance | MLL - EOD Drawdown | EOD Balance to Trigger DD Lock | Drawdown Lock | DLL | Max Contracts
+ $25K | $0 | $1,000 | $1,100 | $100 | None | 1
+ $50K | $0 | $2,000 | $2,100 | $100 | None | 3
+ $100K | $0 | $3,000 | $3,100 | $100 | None | 5
+ $150K | $0 | $4,000 | $4,100 | $100 | None | 7
+ Traders will start with one (1) live account. Based on the number of qualifying sim accounts, traders will receive another live account each time the previously granted live account reaches a total of 5% in end of day profits.
+ Example:
+ - When a $50K live account achieves at least 5% in profits ($2,500), Trader will be granted their 2nd $50K live account.
+ - When the trader achieves at least 5% in profits ($2,500) on their 2nd live $50K account, Trader will be granted their 3rd $50K live account.
+ Live Payout Policy
+ - No Payout Caps - Unlimited Withdrawals
+ - No Consistency Rule
+ - No Daily Loss Limit
+ - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
+ - Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20
+ - Withdraw-able profits are profits created in excess of your starting balance.
What is the Pre-Live Stage and Why Does It Exist?
Section: What is the Pre-Live Stage and Why Does It Exist?
− Our goal is to fund real traders with real capital. However, based on trader behavior and breach patterns during our first batch of Live transitions, we learned that even successful SIM traders can struggle with the psychological shift of trading live.
− To bridge that gap, we created the Pre-Live stage, a critical step in your transition from Sim Funded to fully Live capital.
− Why Pre-Live Exists
+ Based on trader behavior and breach patterns, many successful SIM traders struggle with the psychological transitioning to live trading.
+ To bridge that gap, we created the Pre-Live stage. An opportunity for you to continue earning sim profits with the same benefits of the live program, while making the shift to trading fully live capital.
The Pre-Live environment allows us to:
− - Assess how a trader handles live-market psychology and risk management under real-time pressure
+ - Assess how a trader handles live-market psychology and risk management under real-time pressure with the same starting balance as their sim-account.
- Protect firm capital from immediate exposure to high-risk behavior
- Smooth out the Live transition by evaluating traders in a realistic yet controlled setting
What Traders Gain in Pre-Live:
Section: What Traders Gain in Pre-Live:
− You’re still receiving all the benefits of Live without the full downside risk:
− Daily Payouts: Take up to 1 payout per day, starting the moment you're in profit
− No Consistency Rule: You're free to trade your strategy without profit distribution restrictions
− No Maximum Withdrawal Limits: Grow and withdraw based on your performance
− Smoother Onboarding: Your Pre-Live account is typically active within 3–5 business days (vs. up to 14-30 days under the old model)
− Better Trading Conditions: Pre-Live environments mirror SIM-funded setups, but often with slightly tighter execution and fewer platform restrictions
+ Trader receives all the benefits of Live without the firm being exposed to the full downside risk.
+ - The same drawdown levels and contract sizing as live
+ - No Consistency Rule
+ - No Daily Loss Limit
+ - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
+ - 80/20 Profit Splits
+ - Withdraw-able profits are profits created in excess of your starting balance.
+ What Comes Next?
+ Once you’ve shown profitability and discipline in Pre-Live by achieving the following milestones, you will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions.
+ Live Account Size | Max Withdrawals | Transition to Fully Live
+ $25K | $2,000 | ✅
+ $50K | $4,000 | ✅
+ $100K | $8,000 | ✅
+ $150K | $12,000 | ✅
+ Breach Policy
+ Should the Trader breach their Pre-Live or Live account, there is a mandatory 3-week cooling off period before new sim accounts are available to be purchased and Trader may purchase and trade one sim-funded account at a time.
+ Contract Scaling Plan
Pre-Live Challenge Purchase & Progression Rules
While in the Pre-Live stage, you are allowed to purchase and trade on one challenge account only.
However, during this stage:
- Trading is only allowed on ONE CHALLENGE account (no sim funded)
- No payouts can be requested from newly purchased challenge accounts
Section: Pre-Live Challenge Purchase & Progression Rules
− - Progression to a Funded account is restricted until you exit Pre-Live
+ - Progression to a Funded account is restricted until you exit Pre-Live/Live
What Comes Next?
Once you’ve shown consistent profitability and discipline in Pre-Live, your account will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions. This tiered approach allows us to responsibly allocate funds while giving traders every opportunity to prove they’re ready without disrupting your payout cycle or forcing you to “start over.”
Section: Transitioning to Live
− How Do We Move Funds to Live?
− Your Sim profits (after your third payout) up to a maximum of 10% of your starting sim balance will be carried over to your Pre-Live or Live Account, depending on which account we start you off on.
− Please note only one account will move over to live, so only the highest profit on one account will be carried over, if you have 3 $100k accounts and each have $5k in profits, you'll be given a $5k live account.
− Examples:
− - Trader has one $100K Sim Funded Account with a balance of $109,000 after their 3rd payout. ($9,000 in profit) $9,000 will be moved to live as their starting balance.
− - Trader has three $150K Sim Funded Accounts ($450K total) with each account sitting at $160k ($10,000 in profit).
− $10,000 will be moved to live as the traders starting balance.
− Live Payout Policy
− - Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20 and Top One Futures will re-invest their 20% share into helping you scale your capital. (see scaling plan below)
− - Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
− - Profits available for payout: Withdraw-able profits are profits created in excess of your starting balance.
− Live Account Rules
− The following Live Account Rules are designed to allow you to maximize profits, while maintaining a long-term trading plan.
− - Your Daily Loss Limit is set to ensure the best interests of the trader and the firm to maximum profitability.
− - Your Max Loss Limit will be set at 60% of your account size. (Static drawdown i.e. it does not trail)
− - The consistency rule will be removed unless Trader requests to keep it in place.
− - You will have no maximum withdrawal limits
− - You may request a payout every 24 hours
− - Withdraw-able profits are profits created in excess of your starting balance.
− Scaling - Receive Bonus Capital As You Earn Profits
− Upon achieving the following withdrawal milestones, Top One Futures will re-invest their 20% profits and provide additional bonus capital to the trader towards their starting balance
− Total Profits Withdrawn | Bonus Capital Given
− $10,000 | $2,000
− $25,000 | $3,000
− $50,000 | $5,000
− $75,000 | $5,000
− $100,000 | $5,000
− $150,000 | $10,000
− $200,000 | $10,000
− $250,000 | $20,000
− $500,000 | $40,000
− Explanation for Bonus Capital:
− Upon receiving a total of $10,000 in payouts ($8K to you, $2K to Top One Futures), you will receive $2,000 in bonus capital.
− When you’ve withdrawn another $15,000, or a total of $25,000 ($20K to you, $5K to Top One Futures), you will receive another $3,000 in bonus capital.
− When you’ve withdrawn another $25,000, or a total of $50,000 you will receive another $5,000 in bonus capital.
− Note: Scaling is conducted at the discretion of the Risk Management Team and must be requested by the trader to initiate the process. The account must be in good standing, and a risk assessment will be performed before approval and allocation.
Frequently Asked Questions
How many payouts do I need before I can go live?
Section: How many payouts do I need before I can go live?
− For most account types, you need 3 successful payouts. This applies to Elite Challenge / Elite Sim Funded, Elite ACCESS, Instant Sim Funded, S2F Sim Pro and Ignite Instant Funding accounts.
+ For most accounts, you need 3 successful payouts.
Elite Daily accounts are the exception and require 5 successful payouts.
In some cases a trader may be transitioned to a Live Account sooner, but the numbers above are the standard requirement.
If I get selected to move to live, can I choose to stay in Sim Funding?
No. If you are selected to move to live, your options are to begin trading live or to close your Sim Funded account. You may not voluntarily close your live account and move back to Sim. Sim trading should be seen as a gateway to trading live, having your consistency rule removed, receiving unlimited payouts, and scaling your capital. Any attempts to intentionally breach accounts to remain in Sim is strictly prohibited and may result in having trading privileges revoked.
What are the Benefits of trading a Live Account versus Sim?
If you are selected to move to trading live, you have the ability to earn an unlimited income with no withdrawal limits as a professional trader. Not only will your consistency rule be removed, you’ll have the ability to withdraw profits every 24 hours.
How long does it take to receive my live account?
Section: How long does it take to receive my live account?
− Once you’ve been approved to move to live, your live account will be set up within 3-5 business days.
+ Once you’ve been approved to move to live, your live account will be set up with the broker in 2-3 weeks.
+ What is the minimum withdrawal?
+ The minimum withdrawal amount is $200.
Can I withdraw from my starting balance?
No. Withdrawals are available from profits created on top of your starting balance.
Section: Can I withdraw from my starting balance?
− Example: If your starting balance is $10,000, you may not withdraw from that balance. Should you grow your account to $15,000, that $5,000 in profits becomes available for payout.
+ Example: On a live account, you will start with a $0 balance. You must have a positive balance in order to withdraw.
Can I purchase or continue to trade a challenge account or Sim Funded Account if I’m trading in a live account?
No, once you are trading live, you may not purchase additional accounts unless you are in the Pre-Live stage.
If you are in the Pre-Live stage, you may purchase and trade on one challenge account. However:
- You will not be eligible for payouts on that challenge account
- You will not be able to upgrade to a SIM Funded account while in Pre-Live
What will happen to my Sim Funded Accounts when I'm in a live account?
If you have an active account when you transition to a Live Account, that account will be closed.
What if I lose my live account?
Should you lose your Live Account, the risk management team will determine the appropriate next steps for the trader, based on their trading activities across all accounts associated with their profile.
What are the costs in the Live Account?
There are no account or platform costs in live, but as a live trader, you are responsible for the professional market data. You will need to subscribe to receive Professional Data Subscription(s). Top One Futures does not make a profit on these data fees. Our trading platform charges us these fees that are passed along to you as the trader.
- CME Exchange - $140/mo
- NYMEX Exchange - $140/mo
- COMEX Exchange - $140/mo
- CBOT Exchange - $140/mo
(Most traders chose one exchange, but you may subscribe to multiple.)
Am I trading real capital once I go live?
Section: Am I trading real capital once I go live?
− Yes, Top One Futures does provide access to real capital, but most traders will first be placed in a live trading environment that mirrors their Sim Funded account conditions. This stage is designed to validate consistent, disciplined performance. Real capital is allocated once a trader demonstrates the ability to generate from $7000 up to a maximum of $10,000 in profit under live conditions. This helps ensure responsible capital deployment and a smoother path toward long-term funding.
+ Yes, Top One Futures does provide access to real capital, but most traders will first be placed in a pre-live trading environment that mirrors their Sim Funded account conditions. This stage is designed to validate consistent, disciplined performance.
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Top One Futures Path To Trading Live
✅ Clear Path to Live
✅ Daily Payouts
✅ No Maximum Withdrawal Limits
✅ Consistency Rule Removed
The following outlines your path to becoming a live trader without any need to risk your own personal funds.
Transitioning to Live
After 3 successful payouts from one account, a risk manager will review your account and either:
- Keep you in the Sim Funded environment for further review
- Transition you to a Live Account
Note: Top One Futures may transition you to a Live Account sooner than your third payout.
When transitioning to a live account, all other accounts are temporarily disabled while the risk manager evaluates the trader's performance. Trading on SIM funded accounts is not permitted during this review period.
When transitioning to Live, Trader will start with a maximum of one (1) Live Account. If you have any other accounts, they will be closed.
What is the Pre-Live Stage and Why Does It Exist?
Our goal is to fund real traders with real capital. However, based on trader behavior and breach patterns during our first batch of Live transitions, we learned that even successful SIM traders can struggle with the psychological shift of trading live.
To bridge that gap, we created the Pre-Live stage, a critical step in your transition from Sim Funded to fully Live capital.
Why Pre-Live Exists
The Pre-Live environment allows us to:
- Assess how a trader handles live-market psychology and risk management under real-time pressure
- Protect firm capital from immediate exposure to high-risk behavior
- Smooth out the Live transition by evaluating traders in a realistic yet controlled setting
What Traders Gain in Pre-Live:
You’re still receiving all the benefits of Live without the full downside risk:
Daily Payouts: Take up to 1 payout per day, starting the moment you're in profit
No Consistency Rule: You're free to trade your strategy without profit distribution restrictions
No Maximum Withdrawal Limits: Grow and withdraw based on your performance
Smoother Onboarding: Your Pre-Live account is typically active within 3–5 business days (vs. up to 14-30 days under the old model)
Better Trading Conditions: Pre-Live environments mirror SIM-funded setups, but often with slightly tighter execution and fewer platform restrictions
Pre-Live Challenge Purchase & Progression Rules
While in the Pre-Live stage, you are allowed to purchase and trade on one challenge account only.
However, during this stage:
- Trading is only allowed on ONE CHALLENGE account (no sim funded)
- No payouts can be requested from newly purchased challenge accounts
- Progression to a Funded account is restricted until you exit Pre-Live
What Comes Next?
Once you’ve shown consistent profitability and discipline in Pre-Live, your account will be upgraded to a brokerage account, where real capital is deployed and you’ll begin trading under full Live conditions. This tiered approach allows us to responsibly allocate funds while giving traders every opportunity to prove they’re ready without disrupting your payout cycle or forcing you to “start over.”
How Do We Move Funds to Live?
Your Sim profits (after your third payout) up to a maximum of 10% of your starting sim balance will be carried over to your Pre-Live or Live Account, depending on which account we start you off on.
Please note only one account will move over to live, so only the highest profit on one account will be carried over, if you have 3 $100k accounts and each have $5k in profits, you'll be given a $5k live account.
Examples:
- Trader has one $100K Sim Funded Account with a balance of $109,000 after their 3rd payout. ($9,000 in profit) $9,000 will be moved to live as their starting balance.
- Trader has three $150K Sim Funded Accounts ($450K total) with each account sitting at $160k ($10,000 in profit).
$10,000 will be moved to live as the traders starting balance.
Live Payout Policy
- Profit Split: When a trader is moved to a live account, their profit split will go from 90/10 to 80/20 and Top One Futures will re-invest their 20% share into helping you scale your capital. (see scaling plan below)
- Daily Payouts: Payouts are available every 24-hours after the previous payout is approved. (Minimum payout = $200)
- Profits available for payout: Withdraw-able profits are profits created in excess of your starting balance.
Live Account Rules
The following Live Account Rules are designed to allow you to maximize profits, while maintaining a long-term trading plan.
- Your Daily Loss Limit is set to ensure the best interests of the trader and the firm to maximum profitability.
- Your Max Loss Limit will be set at 60% of your account size. (Static drawdown i.e. it does not trail)
- The consistency rule will be removed unless Trader requests to keep it in place.
- You will have no maximum withdrawal limits
- You may request a payout every 24 hours
- Withdraw-able profits are profits created in excess of your starting balance.
Scaling - Receive Bonus Capital As You Earn Profits
Upon achieving the following withdrawal milestones, Top One Futures will re-invest their 20% profits and provide additional bonus capital to the trader towards their starting balance
Total Profits Withdrawn | Bonus Capital Given
$10,000 | $2,000
$25,000 | $3,000
$50,000 | $5,000
$75,000 | $5,000
$100,000 | $5,000
$150,000 | $10,000
$200,000 | $10,000
$250,000 | $20,000
$500,000 | $40,000
Explanation for Bonus Capital:
Upon receiving a total of $10,000 in payouts ($8K to you, $2K to Top One Futures), you will receive $2,000 in bonus capital.
When you’ve withdrawn another $15,000, or a total of $25,000 ($20K to you, $5K to Top One Futures), you will receive another $3,000 in bonus capital.
When you’ve withdrawn another $25,000, or a total of $50,000 you will receive another $5,000 in bonus capital.
Note: Scaling is conducted at the discretion of the Risk Management Team and must be requested by the trader to initiate the process. The account must be in good standing, and a risk assessment will be performed before approval and allocation.
Frequently Asked Questions
How many payouts do I need before I can go live?
For most account types, you need 3 successful payouts. This applies to Elite Challenge / Elite Sim Funded, Elite ACCESS, Instant Sim Funded, S2F Sim Pro and Ignite Instant Funding accounts.
Elite Daily accounts are the exception and require 5 successful payouts.
In some cases a trader may be transitioned to a Live Account sooner, but the numbers above are the standard requirement.
If I get selected to move to live, can I choose to stay in Sim Funding?
No. If you are selected to move to live, your options are to begin trading live or to close your Sim Funded account. You may not voluntarily close your live account and move back to Sim. Sim trading should be seen as a gateway to trading live, having your consistency rule removed, receiving unlimited payouts, and scaling your capital. Any attempts to intentionally breach accounts to remain in Sim is strictly prohibited and may result in having trading privileges revoked.
What are the Benefits of trading a Live Account versus Sim?
If you are selected to move to trading live, you have the ability to earn an unlimited income with no withdrawal limits as a professional trader. Not only will your consistency rule be removed, you’ll have the ability to withdraw profits every 24 hours.
How long does it take to receive my live account?
Once you’ve been approved to move to live, your live account will be set up within 3-5 business days.
Can I withdraw from my starting balance?
No. Withdrawals are available from profits created on top of your starting balance.
Example: If your starting balance is $10,000, you may not withdraw from that balance. Should you grow your account to $15,000, that $5,000 in profits becomes available for payout.
Can I purchase or continue to trade a challenge account or Sim Funded Account if I’m trading in a live account?
No, once you are trading live, you may not purchase additional accounts unless you are in the Pre-Live stage.
If you are in the Pre-Live stage, you may purchase and trade on one challenge account. However:
- You will not be eligible for payouts on that challenge account
- You will not be able to upgrade to a SIM Funded account while in Pre-Live
What will happen to my Sim Funded Accounts when I'm in a live account?
If you have an active account when you transition to a Live Account, that account will be closed.
What if I lose my live account?
Should you lose your Live Account, the risk management team will determine the appropriate next steps for the trader, based on their trading activities across all accounts associated with their profile.
What are the costs in the Live Account?
There are no account or platform costs in live, but as a live trader, you are responsible for the professional market data. You will need to subscribe to receive Professional Data Subscription(s). Top One Futures does not make a profit on these data fees. Our trading platform charges us these fees that are passed along to you as the trader.
- CME Exchange - $140/mo
- NYMEX Exchange - $140/mo
- COMEX Exchange - $140/mo
- CBOT Exchange - $140/mo
(Most traders chose one exchange, but you may subscribe to multiple.)
Am I trading real capital once I go live?
Yes, Top One Futures does provide access to real capital, but most traders will first be placed in a live trading environment that mirrors their Sim Funded account conditions. This stage is designed to validate consistent, disciplined performance. Real capital is allocated once a trader demonstrates the ability to generate from $7000 up to a maximum of $10,000 in profit under live conditions. This helps ensure responsible capital deployment and a smoother path toward long-term funding.
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