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Flex Plan - $50,000 / A Comprehensive Guide | My Funded Futures Help Center

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▸Version 2October 21, 2026, 3:50 AM+1−0

Changes shown against Version 1.

+ Scope of the 21-day cooldown: This policy applies only when a Live account is closed because of a Maximum Loss breach. It is not a general reset rule and must not be used for evaluation or Sim Funded breaches, reset coupons, or any question where the account stage and plan are not confirmed.
Our mission is to unlock opportunity for disciplined traders while building durable long-term value.
The Flex Plan has been updated. This article reflects the current rules for the $50,000 Flex Plan — our most accessible entry point into the MFFU ecosystem. If you are on the 25K Flex Plan, please refer to the dedicated article for that plan.

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▸Version 1July 26, 2026, 12:17 PM

First archived version.

Our mission is to unlock opportunity for disciplined traders while building durable long-term value.
The Flex Plan has been updated. This article reflects the current rules for the $50,000 Flex Plan — our most accessible entry point into the MFFU ecosystem. If you are on the 25K Flex Plan, please refer to the dedicated article for that plan.
Please refer to the details below for all relevant information surrounding:
- Evaluation Stage
- Simulated Funding Stage
- Payout Policy
- Transition to Live
- Live Parameters
Evaluation Stage — Flex Plan ($50,000)
Account Overview
- Starting balance: $50,000
- Profit target: $3,000
- Maximum loss limit (end of day): $2,000
- Daily loss limit: None
- Optional $1,000 soft pause available with DLL add-on
- Maximum contracts: 3 minis or 30 micros
- Consistency rule: 50% (evaluation stage only)
- Minimum trading days: 2 days
- News trading: Allowed
- Drawdown model: End-of-day (EOD) trailing
- Activation fee: $0
Optional DLL Add-On
- Available at checkout for a reduced price
- Adds a $1,000 intraday soft pause during:
- Evaluation stage
- Sim Funded stage
- If intraday losses reach $1,000:
- Trading is paused for the remainder of the day
- The account is not breached
- All other plan rules remain unchanged
Sim Funded Stage — Flex Plan ($50,000)
Account Overview
- Starting balance: $0
- Maximum loss limit (end of day): $2,000
- Starting floor / safety net: -$2,000
- Daily loss limit: None
- Optional $1,000 soft pause available with the DLL add-on
- Inactivity rule: 7 calendar days
- News trading: Allowed
Scaling & Contract Limits
- $0 to $1,499: 1 minis or 10 micros
- $1,500 to $1,999: 2 minis or 20 micros
- $2,000 and above: 3 minis or 30 micros
Important Notes
- Sim Funded accounts start at $0, so balances may go negative until the maximum loss limit trails up to $0 or higher. This is expected and normal.
- There is no buffer requirement on the Flex Plan.
- Payouts unlock once the required qualifying day and profit requirements are met.
Payout Policy — Flex Plan ($50,000)
Payout Requirements
- Qualification: 5 winning days with $150+ net PnL each
- Net profit required between payouts: $500
- Minimum payout amount: $500
- Maximum sim payouts: 5
- Consistency rule during payout stage: None
Payout Structure
- You may withdraw up to 50% of total profits per payout
- Maximum payout per request: $2,000
- Profit split: 80/20 (you keep 80%)
- Remaining profits stay in the account
Risk Rules After First Payout
- Maximum loss limit (MLL) moves to $100
- MLL becomes fixed permanently after the first payout
How Payouts Work
- Once you complete 5 qualifying winning days, you can submit a payout request
- Each winning day must close with at least $150 in net profit
- You must have at least $500 in total net profit at the time of the request
- After each payout, a new payout cycle begins
- To request another payout, you must:
- Complete 5 new qualifying winning days, and
- Generate at least $500 in additional net profit
Payout Examples
Example 1
- 5 qualifying winning days
- Total net profit: $5,000
- Eligible payout: $2,000 (50% cap)
- Remaining balance stays in the account
- Trader receives: $1,600 after the 80/20 split
Example 2
- 5 qualifying winning days
- Total net profit: $20,000
- Payout capped at $2,000
- Remaining balance stays in the account
- Trader receives: $1,600 after the 80/20 split
Example 3 — Net Profit Requirement Not Met
- One losing day: -$1,000
- Five winning days: +$150 each
- Total net profit: -$250
- Not eligible for payout
Even though the 5 winning day requirement was met, payouts are not allowed until total net profit reaches at least $500. Trading must continue until the profit requirement is satisfied.
Transition to Live — Flex Plan ($50,000)
Path to a Live Funded Account
- Traders transition to a Live account after meeting one of the following:
- Five consecutive approved payouts on the same account
- Reaching the total sim payout cap of $100,000
- Demonstrating consistent performance as reviewed and approved by the Risk Management Team
Live Account Parameters
- Initial balance of $2,000 per account
- Minimum Balance of $156
- No Daily Loss Limit (DLL)
- Drawdown Type - (EOD) End of Day
- Minimum Payout of $250
- Max Contracts - 3 mini / 30 micros
- Profit split: 80/20
- Payout cadence: Daily
Live Post-Breach Cooldown Protocol
If a Live account is closed due to a maximum loss limit breach, the following applies:
21-Day Cooldown Period
- Trading on all Sim Funded accounts is not permitted
- New evaluation purchases, account resets, and additional account acquisitions are not permitted
After the 21-Day Cooldown
- All cooldown restrictions are lifted
- You may continue trading an active Sim Funded account, if applicable
- You may purchase new evaluations or accounts unless otherwise communicated by the team
Frequently Asked Questions
What changed from the previous Flex Plan?
- The payout cap per cycle was reduced to $2,000 (previously $5,000)
- The profit split remains 80/20
- Contract limits in the Sim Funded stage were reduced at lower balance tiers
- A lower-priced optional DLL add-on is now available at checkout
- The core structure remains the same:
- No buffer requirement
- Performance-based payouts
- End-of-day (EOD) trailing drawdown
What is the DLL add-on?
- An optional $1,000 Daily Loss Limit (soft pause) available at checkout
- Applies during both the evaluation and Sim Funded stages
- If the $1,000 limit is reached:
- Trading is paused for the rest of the session
- The account is not breached
Is there a consistency rule?
- Yes, a 50% consistency rule applies during the evaluation stage only
- Evaluations can be completed in as few as 2 days
- There is no consistency rule during the payout stage
Is there a buffer requirement?
- No buffer is required on the Flex Plan
- Payouts unlock once you complete:
- 5 qualifying winning days, and
- The $500 net profit requirement
Is there a daily loss limit?
- Not by default
- The standard Flex Plan has no daily loss limit
- The optional DLL add-on adds a $1,000 soft pause during evaluation and Sim Funded stages
What is the scaling rule in the Sim Funded stage?
- There is no scaling during the evaluation stage
- In the Sim Funded stage, contract limits scale by balance:
- $0 to $1,499: 1 minis or 10 micros
- $1,500 to $1,999: 2 minis or 20 micros
- $2,000 and above: 3 minis or 30 micros
Are there any activation fees?
- No, there is no activation fee on the Flex Plan
Can I trade live and sim accounts at the same time?
- No, once you receive a live account, you cannot trade in both sim and live environments simultaneously
What is the minimum payout amount?
- The minimum payout amount on the Flex Plan is $500

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