VERSION HISTORY
Builder Plan 50k - A Comprehensive Guide | My Funded Futures Help Center
Fetches the article and compares it with Version 2.
▸Version 2October 21, 2026, 3:47 AM+1−0
Changes shown against Version 1.
+ Scope of the 21-day cooldown: This policy applies only when a Live account is closed because of a Maximum Loss breach. It is not a general reset rule and must not be used for evaluation or Sim Funded breaches, reset coupons, or any question where the account stage and plan are not confirmed.
At My Funded Futures, we create a clear pathway from evaluation, through simulated funding, and into live capital - aligning trader performance with integrity to drive consistent, scalable success. Our mission is to unlock opportunity for disciplined traders while building durable, long-term value.
We are pleased to introduce the Builder Plan. This guide covers everything you need to know:
- Evaluation Stage
- Simulated Funding Stage
- Payout Policy
- Transition to Live
- Live Account Parameters
Pricing
The Builder Plan is available with two Max Loss Limit (MLL) options at checkout. Both options share the same evaluation structure - the MLL is the only difference during evaluation, and it carries through to your sim funded and live stages.
| Builder - Default | Builder - Add-On | |
|---|---|---|
| Price | $153 | $125 |
| Discounted Price (30% OFF) | $107 | $87 |
SHA-256 68f4cae5045816cbcceb9b2342c3e53b9bc2e85ac888fe4b76d3beffcec309ee
▸Version 1July 26, 2026, 12:13 PM
First archived version.
At My Funded Futures, we create a clear pathway from evaluation, through simulated funding, and into live capital - aligning trader performance with integrity to drive consistent, scalable success. Our mission is to unlock opportunity for disciplined traders while building durable, long-term value.
We are pleased to introduce the Builder Plan. This guide covers everything you need to know:
- Evaluation Stage
- Simulated Funding Stage
- Payout Policy
- Transition to Live
- Live Account Parameters
Pricing
The Builder Plan is available with two Max Loss Limit (MLL) options at checkout. Both options share the same evaluation structure - the MLL is the only difference during evaluation, and it carries through to your sim funded and live stages.
| | Builder - Default | Builder - Add-On |
|---|
| Price | $153 | $125 |
| Discounted Price (30% OFF) | $107 | $87 |
| Discounted Price (40% OFF - 2 uses only) | $92 | $75 |
| Activation Fee | $0 | $0 |
Evaluation Stage
My Funded Futures has adopted a streamlined approach to evaluations. The evaluation rules are consistent regardless of which MLL option you select - the only difference is the size of your maximum loss cushion.
There are absolutely no activation fees on any of our plans.
| | Builder - Default | Builder - Add-On |
|---|
| Starting Balance | $50,000 | $50,000 |
| Profit Target | $3,000 | $3,000 |
| Max EOD Drawdown (MLL) | $2,000 | $1,500 |
| Starting Minimum Balance | $48,000 | $48,500 |
| Daily Loss Limit | $1,000 - soft pause | $1,000 - soft pause |
| Max Contracts | 4 Minis / 40 Micros | 4 Minis / 40 Micros |
| Consistency Rule | None | None |
| Minimum Trading Days | 1 Day | 1 Day |
| News Trading | Allowed | Allowed |
| Drawdown Model | EOD Trailing | EOD Trailing |
Sim Funded Stage
Once you hit your $3,000 profit target with at least 1 trading day logged, you are promoted to the Sim Funded stage. Your account begins at $0, meaning the balance can go negative before the MLL trails up to breakeven. This is expected and normal.
Only one Sim Funded account may be active per user at any time on the Builder Plan. In the event of a breach, the earliest a new Sim Funded account may be activated is the following trading day.
| | Builder - Default | Builder - Add-On |
|---|
| Starting Balance | $0 | $0 |
| Max EOD Drawdown (MLL) | $2,000 | $1,500 |
| Starting Minimum Balance | -$2,000 | -$1,500 |
| Daily Loss Limit | $1,000 soft pause | $1,000 soft pause |
| Max Contracts | 4 Minis / 40 Micros | 4 Minis / 40 Micros |
| Active Accounts Allowed | 1 Builder Account per user | 1 Builder Account per user |
| Inactivity Rule | 7 Calendar Days | 7 Calendar Days |
| News Trading | Allowed | Allowed |
You may request a payout 48 hours after your first trade has been placed, provided that all required payout criterias have been met.
Payout Policy
The Builder Plan runs on a flat $2,000 payout cap, up to 5 sim payouts, each paid at 80/20 in your favor.
| | Builder - Default | Builder - Add-On |
|---|
| Profit Split | 80% Trader / 20% Firm | 80% Trader / 20% Firm |
| Consistency Rule | 50% | 50% |
| Minimum Qualifying Days / Cycle | 2 Days | 2 Days |
| Net Profit Required (First Payout) | $500 above buffer | $500 above buffer |
| Net Profit Required (Subsequent Payouts) | $500 since last payout | $500 since last payout |
| Minimum Payout Amount | $500 | $500 |
| Maximum Payout Per Cycle | $2,000 | $2,000 |
| Buffer (Must Be Cleared to Request) | $2,100 | $1,600 |
| Max Sim Payouts | 5 Payouts | 5 Payouts |
Payout Requirements - Step by Step
- Your buffer must be fully cleared before you can submit any payout request. The buffer equals your MLL + $100 ($1,600 or $2,100 depending on your MLL selection ).
- For your first payout: you must have at least $500 in net profit above the buffer.
- For all subsequent payouts: you must have at least $500 in net profit since your last approved payout.
- You must have traded on at least 2 trading days in the current cycle.
- The 50% consistency rule applies: your single largest profit day cannot represent more than 50% of your total profits in the cycle. This calculation resets after each approved payout.
- Maximum payout per cycle is $2,000. You keep 80% of what you withdraw.
Payout Example
Trader on the $2,000 MLL plan clears the buffer and builds $3,600 in total sim profits.
- Buffer: $2,100 (cleared, payout requests now available)
- Net profit above buffer: $1,500, meets the $500 minimum for first payout
- Requested payout: $1,500 (within the $2,000 max)
- After 80/20 split, trader receives: $1,200
Transition to Live
After your 5th approved sim payout, you are eligible for promotion to a live funded account.
| | Builder - Default | Builder - Add-On |
|---|
| Promotion Trigger | After 5th approved sim payout | After 5th approved sim payout |
| Live Account Drawdown | $2,000 EOD Trailing | $1,500 EOD Trailing |
| Max Loss Limit | Static once MLL reaches $0 | Static once MLL reaches $0 |
| Minimum Payout Amount | $250 | $250 |
| Profit Split (Live) | 80% Trader / 20% Firm | 80% Trader / 20% Firm |
| Live Payout Cycle | Daily | Daily |
| Daily Loss Limit (Live) | $1,000 | $1,000 |
| Consistency Rule (Live) | None | None |
| Max Live Accounts | 1 | 1 |
Live payouts are processed daily, typically within minutes of your payout request. There is no consistency rule on the live account. Your MLL on live matches the option you selected at checkout.
Live Post-Breach Cooldown Period Protocol
Following Live account closure due to Maximum Loss breach:
- 21-Day Cooldown Period initiation: All Sim Funded account trading is prohibited.
- New Evaluation purchases, account resets, or additional account acquisitions are prohibited.
Post-Cooldown (21 calendar days):
- Cooldown restrictions are lifted.
- You can continue from your active Sim Funded account (if applicable) and/or purchase new Evaluations or accounts, unless communicated otherwise by the team.
Account Rules
How the EOD Trailing Drawdown Works
The Maximum Loss Limit (MLL) is an End of Day (EOD) trailing drawdown. It does not move intraday. It only adjusts after the market closes each session, based on where your account closed.
- The MLL trails upward as your account equity reaches new end-of-day highs.
- It never moves down.
- Open equity losses are counted when determining whether your account has breached the rule at the end of the trading day.
- The MLL locks permanently once it reaches $100 above the starting balance. From that point, it does not trail further.
Example ($2,000 option): You start at $50,000 with a minimum balance of $48,000. If your account closes at $51,000, your new minimum balance allowed moves to $49,000. The $2,000 distance is always maintained while the drawdown is still trailing.
News Trading
News trading is fully unrestricted during the evaluation and sim funded stage. You may open and hold positions through any scheduled news event without limitation.
Frequently Asked Questions
Q: What is the difference between the two options?
The only structural difference is the Maximum Loss Limit: $1,500 or $2,000. A smaller MLL means a tighter safety cushion, with your account floor starting closer to your balance. In exchange, the Builder plan with Add-On is priced lower. Everything else, including profit target, payout rules, live parameters, and contract limits, is identical.
Q: Are there any activation fees?
No. There are no activation fees on the Builder Plan.
Q: Is there a Daily Loss Limit (DLL)?
Yes. The Evaluation, Sim Funded and Live stage have a $1,000 soft pause DLL.
Q: Is there a consistency rule during evaluation?
No. The Builder Plan has no consistency rule during evaluation. You can pass in as little as 1 trading day, as long as you have hit the $3,000 profit target without breaching the MLL.
Q: How does the 50% consistency rule work on payouts?
Your single largest profit day in a payout cycle cannot account for more than 50% of your total profits in that cycle. This is calculated at the time of your payout request, and the calculation resets fully after each approved payout.
Example: If your total net profits since the last payout are $1,000, your best single day cannot exceed $500. If it does, you will need to trade additional days to bring that ratio into compliance before requesting.
Q: How much net profit do I need before my first payout?
You need at least $500 in net profit above the buffer. For example, on the $2,000 option, your account balance must reach at least $2,600 before you can submit your first payout request ($2,100 buffer plus $500 net profit above it).
Q: Can I have more than one active Sim Funded account?
No. Only one Sim Funded account may be active per user at any time on the Builder Plan. If your active Sim Funded account closes, a new one may be activated only after the following trading day.
Q: Can I trade news on the Builder Plan?
News trading is fully unrestricted on the Builder Plan.
Q: What happens if my live account is breached?
A live account breach triggers a 21-day cooldown period. During the cooldown, all sim funded account trading is prohibited and no new evaluations or account resets may be purchased. Once the 21 days have elapsed, all restrictions are lifted.
Q: Can I hold positions overnight?
No. All positions must be closed before the end of the trading session. Any open positions at session close will be automatically closed by the platform.
Q: What is the inactivity rule on the sim funded account?
If you do not place a trade within 7 consecutive calendar days on your sim funded account, the account will be closed due to inactivity. There is no inactivity rule on the live account.
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