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Rapid Plan - Reserve Program & Performance Bonus Structure | My Funded Futures Help Center

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▸Version 2October 21, 2026, 3:47 AM+1−0

Changes shown against Version 1.

+ Scope of the 21-day cooldown: This policy applies only when a Live account is closed because of a Maximum Loss breach. It is not a general reset rule and must not be used for evaluation or Sim Funded breaches, reset coupons, or any question where the account stage and plan are not confirmed.
Upon Live account transition, up to $5,000 of Sim Funded profits are held within a Reserve Program balance.
Reserve funds may be unlocked as a Performance Bonus upon achieving both criteria:

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▸Version 1July 26, 2026, 12:13 PM

First archived version.

Upon Live account transition, up to $5,000 of Sim Funded profits are held within a Reserve Program balance.
Reserve funds may be unlocked as a Performance Bonus upon achieving both criteria:
- 20 profitable trading days on the Live account, and
- $10,000 in cumulative gross payouts from the Live account.
Upon satisfying both conditions:
Traders receive a Performance Bonus equivalent to their remaining Reserve Program balance.
When more than one account transitions to Live, their reserve balances are unlocked together as a single performance bonus. The required profits are proportional to the number of Rapid accounts transitioned.
Live Account Closure Procedures (Maximum Loss Breach)
Should the Live account reach its Maximum Loss Limit, account closure occurs with the following sequence:
- Negative Live Account Balance:
- Reserve Program Balance is utilized to offset the negative amount.
- Remaining Reserve Program Balance:
- Funds are re-deposited into the dormant Sim Funded account.
- The Sim Funded account is converted to withdrawal-only status.
- The dormant Sim Funded account serves exclusively for withdrawing re-deposited balances, after which permanent account closure occurs.
Example: A trader maintains $5,000 in Reserve when their Live account closes at
–$1,500. The $1,500 deficit is deducted from the Reserve to offset the Live account negative balance. The remaining $3,500 is re-deposited into the trader's Sim Funded account.
Sim Funded Buffer Withdrawal Procedures
Remaining Sim Funded buffer funds (reference SIM FUNDED ARTICLES) may be withdrawn exclusively following Live account breach according to these terms:
- Sim Funded accounts traded for less than 30 trading days:
→ Traders receive 50% of buffer funds, subject to standard profit-sharing arrangements.
- Sim Funded accounts traded for more than 30 trading days:
→ Traders receive 80% of buffer funds, subject to standard profit-sharing arrangements.
Post-Breach Cooldown Period Protocol
Following Live account closure due to Maximum Loss breach:
- 21-Day Cooldown Period initiation:
- All Sim Funded account trading is prohibited.
- New Evaluation purchases, account resets, or additional account acquisitions are prohibited.
Post-Cooldown (21 calendar days):
- Cooldown restrictions are lifted.
- You can continue from your active Sim Funded account (if applicable) and/or purchase new Evaluations or accounts, unless communicated otherwise by the team.

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